SpareBank 1 Ostlandet (LTS:0RU6) Moat Score: 0/10 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0RU6 SpareBank 1 Ostlandet LTS:0RU6
63 GF Score
Price kr194.46
GF Value kr164.96
Valuation Modestly Overvalued
! 7 Warning Signs
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What is SpareBank 1 Ostlandet Moat Score?

SpareBank 1 Ostlandet has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

SpareBank 1 Ostlandet has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes SpareBank 1 Ostlandet might have No Moat - No discernible moat.

SpareBank 1 Ostlandet  (LTS:0RU6) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

SpareBank 1 Ostlandet Moat Score Related Terms

LTS:0RU6
63GF Score
SpareBank 1 Ostlandet LTS:0RU6
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SpareBank 1 Ostlandet (LTS:0RU6) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Ostlandet stock appears to be overvalued. The current stock price of kr194.46 is trading 17.9% above its estimated GF Value™ of kr164.96. GuruFocus considers SpareBank 1 Ostlandet to be Modestly Overvalued.

Key valuation signals for LTS:0RU6:

  • Moat Score: 0
  • GF Value™: kr164.96 vs. price of kr194.46 (17.9% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the LTS:0RU6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 Ostlandet Business Description

Other Exchanges SPOL:Norway
Address Strandgata 15, Postbox 203, Hamar, NOR, N-2302
SpareBank 1 Ostlandet is a savings bank and regional financial institution. The bank offers financial products and services, including savings, financing, payment processing, insurance, capital management, investments, loans and credits, advisory services, foreign exchange and interest rate hedging, and pension solutions. The Group reports the following operating segments: Retail Banking (PM), Corporate Banking (BM), Real Estate Agency, Financing/Leasing, Accounting Services, and Unallocated operations. The bank mainly operates in Eastern Norway with a presence in Innlandet, Oslo, Akershus, and Buskerud through a branch network, digital channels, and customer centres.
63GF Score

Get the complete analysis for LTS:0RU6

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr194.46
Price
kr164.96
GF Value