Remitly Global (MEX:RELY) Moat Score: 5/10 (As of Jul. 16, 2026)

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MEX:RELY Remitly Global Inc MEX:RELY
63 GF Score
Price MXN340.00
GF Value MXN357.16
Valuation Fairly Valued
! 6 Warning Signs
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What is Remitly Global Moat Score?

Remitly Global MEX:RELY 63 Moat Score is 5 as of Jul. 16, 2026. GuruFocus rates MEX:RELY with a GF Score™ of 63/100 and a GF Value™ of MXN357.16 (Fairly Valued). The stock has 6 warning signs investors should review. Among 2,837 Software companies, Remitly Global ranks better than 94.78% on this metric.

Remitly Global has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Remitly Global has Narrow Moat: Remitly has a solid position in digital remittances with some network effects and customer loyalty. However, the financial services sector is competitive with moderate switching costs and limited regulatory barriers. The company's brand and market share are growing but not yet dominant.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Remitly Global might have Narrow Moat - Solid narrow moat.

Remitly Global  (MEX:RELY) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Remitly Global Moat Score Related Terms

MEX:RELY vs ZETA, WEX, VRNS: Moat Score Comparison

For the Software - Infrastructure subindustry, Remitly Global's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Remitly Global Moat Score vs Software Industry

For the Software industry and Technology sector, Remitly Global's Moat Score distribution charts can be found below:

* The bar in red indicates where Remitly Global's Moat Score falls into.


MEX:RELY
63GF Score
Remitly Global Inc MEX:RELY
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Remitly Global (MEX:RELY) has a Moat Score of 5 as of Jul. 16, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Remitly Global ranks #148 out of 2837 companies in the Software industry, placing it in the top 5.2%.
Is Remitly Global's Moat Score too high?
Remitly Global's current Moat Score is 5. Based on the distribution chart, Remitly Global ranks #148 out of 2837 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Remitly Global has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Remitly Global's Moat Score compare to ZETA and WEX?
According to the Software industry distribution chart, Remitly Global ranks #148 out of 2837 companies for Moat Score. This places Remitly Global in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Remitly Global's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Remitly Global stock overvalued right now?
Based on GuruFocus' analysis, Remitly Global (MEX:RELY) is currently considered Fairly Valued. The stock's GF Value™ is MXN357.16, compared to a current price of MXN340.00 — trading 4.8% below its estimated fair value. The current Moat Score is 5. Remitly Global's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Remitly Global (MEX:RELY), the current Moat Score is 5 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Remitly Global (MEX:RELY) Overvalued in 2026?

Based on GuruFocus' analysis, Remitly Global stock appears to be undervalued. The current stock price of MXN340.00 is trading 4.8% below its estimated GF Value™ of MXN357.16. GuruFocus considers Remitly Global to be Fairly Valued.

Key valuation signals for MEX:RELY:

  • Moat Score: 5
  • GF Value™: MXN357.16 vs. price of MXN340.00 (4.8% below fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the MEX:RELY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Remitly Global Business Description

Other Exchanges RELY:USA
Address 401 Union Street, Suite 1000, Seattle, WA, USA, 98101
Remitly Global Inc provides integrated financial services to immigrants, including helping customers send money internationally in a quick, reliable, and more cost-effective manner by leveraging digital channels. It supports cross-border transmissions across the globe. The company's revenue is generated from transaction fees charged to customers, and foreign exchange spreads between the foreign exchange rate offered to customers and the foreign exchange rate on the company's currency purchases.
63GF Score

Get the complete analysis for MEX:RELY

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN340.00
Price
MXN357.16
GF Value