Svenska Handelsbanken AB (MIL:1SHBA) Moat Score: 6/10 (As of Jul. 01, 2026)


MIL:1SHBA Svenska Handelsbanken AB MIL:1SHBA
36 GF Score
Price €12.73
GF Value €10.53
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Svenska Handelsbanken AB Moat Score?

Svenska Handelsbanken AB MIL:1SHBA 36 Moat Score is 6 as of Jul. 01, 2026. GuruFocus rates MIL:1SHBA with a GF Score™ of 36/100 and a GF Value™ of €10.53 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,611 Banks companies, Svenska Handelsbanken AB ranks better than 97.83% on this metric.

Svenska Handelsbanken AB has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Svenska Handelsbanken AB has Narrow Moat: Svenska Handelsbanken AB has a strong narrow moat with a solid market position in the Nordic banking sector, benefiting from customer loyalty and regulatory barriers. However, it lacks the global reach to be classified as a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Svenska Handelsbanken AB might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Svenska Handelsbanken AB  (MIL:1SHBA) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Svenska Handelsbanken AB Moat Score Related Terms

MIL:1SHBA vs JPM, BAC, WFC: Moat Score Comparison

For the Banks - Diversified subindustry, Svenska Handelsbanken AB's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Svenska Handelsbanken AB Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Svenska Handelsbanken AB's Moat Score distribution charts can be found below:

* The bar in red indicates where Svenska Handelsbanken AB's Moat Score falls into.


MIL:1SHBA
36GF Score
Svenska Handelsbanken AB MIL:1SHBA
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Svenska Handelsbanken AB (MIL:1SHBA) has a Moat Score of 6 as of Jul. 01, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Svenska Handelsbanken AB ranks #35 out of 1611 companies in the Banks industry, placing it in the top 2.2%.
Is Svenska Handelsbanken AB's Moat Score too high?
Svenska Handelsbanken AB's current Moat Score is 6. Based on the distribution chart, Svenska Handelsbanken AB ranks #35 out of 1611 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Svenska Handelsbanken AB has a GF Score™ of 36/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Svenska Handelsbanken AB's Moat Score compare to JPM and BAC?
According to the Banks industry distribution chart, Svenska Handelsbanken AB ranks #35 out of 1611 companies for Moat Score. This places Svenska Handelsbanken AB in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Svenska Handelsbanken AB's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Svenska Handelsbanken AB stock overvalued right now?
Based on GuruFocus' analysis, Svenska Handelsbanken AB (MIL:1SHBA) is currently considered Modestly Overvalued. The stock's GF Value™ is €10.53, compared to a current price of €12.73 — trading 20.9% above its estimated fair value. The current Moat Score is 6. Svenska Handelsbanken AB's overall GF Score™ is 36/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Svenska Handelsbanken AB (MIL:1SHBA), the current Moat Score is 6 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Svenska Handelsbanken AB (MIL:1SHBA) Overvalued in 2026?

Based on GuruFocus' analysis, Svenska Handelsbanken AB stock appears to be overvalued. The current stock price of €12.73 is trading 20.9% above its estimated GF Value™ of €10.53. GuruFocus considers Svenska Handelsbanken AB to be Modestly Overvalued.

Key valuation signals for MIL:1SHBA:

  • Moat Score: 6
  • GF Value™: €10.53 vs. price of €12.73 (20.9% above fair value)
  • GF Score™: 36/100 with 7 warning signs

No single metric tells the full story. See the MIL:1SHBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Svenska Handelsbanken AB Business Description

Address Kungstradgardsgatan 2, Stockholm, SWE, SE-106 70
Handelsbanken is one of the largest Swedish banks with significant exposure to the Swedish mortgage market; about 44% of total loans are tied to the Swedish real estate market. Outside of Sweden, the bank operates primarily in the UK and the Netherlands. Handelsbanken generates about three-fourths of its income from its interest-spread-based business, including mortgages, household loans, and corporate loans to large and small enterprises.
36GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.73
Price
€10.53
GF Value