Summerset Group Holdings (NZSE:SUM) Moat Score: 4/10 (As of Jul. 20, 2026)

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NZSE:SUM Summerset Group Holdings Ltd NZSE:SUM
75 GF Score
Price NZ$8.05
GF Value NZ$16.81
Valuation Possible Value Trap
! 8 Warning Signs
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What is Summerset Group Holdings Moat Score?

Summerset Group Holdings NZSE:SUM -1.23% 75 Moat Score is 4 as of Jul. 20, 2026. GuruFocus rates NZSE:SUM with a GF Score™ of 75/100 and a GF Value™ of NZ$16.81 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 673 Healthcare Providers & Services companies, Summerset Group Holdings ranks better than 89.6% on this metric.

Summerset Group Holdings has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Summerset Group Holdings has Narrow Moat: Summerset Group Holdings Ltd has a discernible but modest moat due to its market position in retirement villages in New Zealand. However, it faces competition and lacks significant barriers to entry.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Summerset Group Holdings might have Narrow Moat - Discernible but modest moat.

Summerset Group Holdings  (NZSE:SUM) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Summerset Group Holdings Moat Score Related Terms

NZSE:SUM vs HCA, THC, DVA: Moat Score Comparison

For the Medical Care Facilities subindustry, Summerset Group Holdings's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Summerset Group Holdings Moat Score vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Summerset Group Holdings's Moat Score distribution charts can be found below:

* The bar in red indicates where Summerset Group Holdings's Moat Score falls into.


NZSE:SUM
75GF Score
Summerset Group Holdings Ltd NZSE:SUM
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Summerset Group Holdings (NZSE:SUM) has a Moat Score of 4 as of Jul. 20, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Summerset Group Holdings ranks #70 out of 673 companies in the Healthcare Providers & Services industry, placing it in the top 10.4%.
Is Summerset Group Holdings' Moat Score too high?
Summerset Group Holdings' current Moat Score is 4. Based on the distribution chart, Summerset Group Holdings ranks #70 out of 673 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers. Overall, Summerset Group Holdings has a GF Score™ of 75/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Summerset Group Holdings' Moat Score compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Summerset Group Holdings ranks #70 out of 673 companies for Moat Score. This places Summerset Group Holdings in the top 10% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Healthcare Providers & Services company?
A good Moat Score depends on the Healthcare Providers & Services industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Summerset Group Holdings's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summerset Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Summerset Group Holdings (NZSE:SUM) is currently considered Possible Value Trap. The stock's GF Value™ is NZ$16.81, compared to a current price of NZ$8.05 — trading 52.1% below its estimated fair value. The current Moat Score is 4. Summerset Group Holdings' overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Summerset Group Holdings (NZSE:SUM), the current Moat Score is 4 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Summerset Group Holdings (NZSE:SUM) Overvalued in 2026?

Based on GuruFocus' analysis, Summerset Group Holdings stock appears to be undervalued. The current stock price of NZ$8.05 is trading 52.1% below its estimated GF Value™ of NZ$16.81. GuruFocus considers Summerset Group Holdings to be Possible Value Trap.

Key valuation signals for NZSE:SUM:

  • Moat Score: 4
  • GF Value™: NZ$16.81 vs. price of NZ$8.05 (52.1% below fair value)
  • GF Score™: 75/100 with 8 warning signs

No single metric tells the full story. See the NZSE:SUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Summerset Group Holdings Business Description

Other Exchanges SMGRF:USASNZ:Australia
Address 100 Willis Street, Level 27, Majestic Centre, PO Box 5187, Wellington, NZL, 6011
Summerset Group Holdings Ltd develops, owns, and operates integrated retirement villages. The company receives a majority of its revenue from the New Zealand Ministry of Health, which subsidizes fees for eligible aged-care residents. Its revenue is mainly derived from care fees and village services income. Summerset provides a range of care for its residents, including in-home care and 24-hour medical care centers. In addition to its independent-living villas and apartments, Summerset offers supported-living residences, which include assistance with daily activities like shopping and housekeeping.
75GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$8.05
Price
NZ$16.81
GF Value