SpareBank 1 Nord-Norge (OSL:NONG) Moat Score: 0/10 (As of Jul. 12, 2026)


OSL:NONG SpareBank 1 Nord-Norge OSL:NONG
65 GF Score
Price kr157.62
GF Value kr128.87
Valuation Modestly Overvalued
! 9 Warning Signs
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What is SpareBank 1 Nord-Norge Moat Score?

SpareBank 1 Nord-Norge has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

SpareBank 1 Nord-Norge has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes SpareBank 1 Nord-Norge might have No Moat - No discernible moat.

SpareBank 1 Nord-Norge  (OSL:NONG) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

SpareBank 1 Nord-Norge Moat Score Related Terms

OSL:NONG
65GF Score
SpareBank 1 Nord-Norge OSL:NONG
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SpareBank 1 Nord-Norge (OSL:NONG) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Nord-Norge stock appears to be overvalued. The current stock price of kr157.62 is trading 22.3% above its estimated GF Value™ of kr128.87. GuruFocus considers SpareBank 1 Nord-Norge to be Modestly Overvalued.

Key valuation signals for OSL:NONG:

  • Moat Score: 0
  • GF Value™: kr128.87 vs. price of kr157.62 (22.3% above fair value)
  • GF Score™: 65/100 with 9 warning signs

No single metric tells the full story. See the OSL:NONG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 Nord-Norge Business Description

Other Exchanges NONGo:UK0J1N:UK93S:Germany
Address Storgata 65, PO Box 6800, Tromso, NOR, 9008
SpareBank 1 Nord-Norge is a Norwegian banking services provider. Apart from general banking solutions, its areas of expertise include estate agency, asset financing, and accounting operations. The company operates with primary segments, namely the retail market and the corporate market. In addition, the subsidiary companies activities, such as accounting services, real estate brokerage, and leasing/sale-leaseback financing, are considered. The Retail Banking segment serves individual customers through the provision of retail banking products such as loans, deposits, cards, and insurance. The Corporate Banking segment focuses purely on corporate customers.
65GF Score

Get the complete analysis for OSL:NONG

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr157.62
Price
kr128.87
GF Value