Pareto Bank ASA (OSL:PARB) Moat Score: 0/10 (As of Jul. 07, 2026)


OSL:PARB Pareto Bank ASA OSL:PARB
66 GF Score
Price kr69.70
GF Value kr69.83
Valuation Fairly Valued
! 3 Warning Signs
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What is Pareto Bank ASA Moat Score?

Pareto Bank ASA has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Pareto Bank ASA has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Pareto Bank ASA might have No Moat - No discernible moat.


Pareto Bank ASA  (OSL:PARB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Pareto Bank ASA Moat Score Related Terms

OSL:PARB
66GF Score
Pareto Bank ASA OSL:PARB
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Pareto Bank ASA (OSL:PARB) Overvalued in 2026?

Based on GuruFocus' analysis, Pareto Bank ASA stock appears to be undervalued. The current stock price of kr69.70 is trading 0.2% below its estimated GF Value™ of kr69.83. GuruFocus considers Pareto Bank ASA to be Fairly Valued.

Key valuation signals for OSL:PARB:

  • Moat Score: 0
  • GF Value™: kr69.83 vs. price of kr69.70 (0.2% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the OSL:PARB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pareto Bank ASA Business Description

Address Dronning Mauds gate 3, P.O. Box 1823, Vika, Oslo, NOR, 0123
Pareto Bank ASA operates as a commercial bank in Norway. It offers diversified financial services including accepting deposits, financing of construction and rehabilitation of housing, financing solutions for companies, owners and investors, financing of shipping and offshore projects, banking. The bank also offers credit cards and online banking.
66GF Score

Get the complete analysis for OSL:PARB

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr69.70
Price
kr69.83
GF Value