SBRKF (SpareBank 1 Sor Norge ASA) Moat Score: 0/10 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SBRKF SpareBank 1 Sor Norge ASA SBRKF
62 GF Score
Price $20.83
GF Value $16.60
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is SpareBank 1 Sor Norge ASA Moat Score?

SpareBank 1 Sor Norge ASA has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

SpareBank 1 Sor Norge ASA has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes SpareBank 1 Sor Norge ASA might have No Moat - No discernible moat.

SpareBank 1 Sor Norge ASA  (OTCPK:SBRKF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

SpareBank 1 Sor Norge ASA Moat Score Related Terms

SBRKF
62GF Score
SpareBank 1 Sor Norge ASA SBRKF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is SpareBank 1 Sor Norge ASA (SBRKF) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Sor Norge ASA stock appears to be overvalued. The current stock price of $20.83 is trading 25.5% above its estimated GF Value™ of $16.60. GuruFocus considers SpareBank 1 Sor Norge ASA to be Modestly Overvalued.

Key valuation signals for SBRKF:

  • Moat Score: 0
  • GF Value™: $16.60 vs. price of $20.83 (25.5% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the SBRKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 Sor Norge ASA Business Description

Address Christen Tranes Gate 35, Stavanger, NOR, 4007
SpareBank 1 Sor Norge ASA is a regional bank engaged in selling and procuring a wide range of financial products and services, including investment services, leasing, estate agency, and accounting services. The company's reportable segments are Retail market, which generates maximum revenue, Corporate market, SME and agriculture, and Other.
62GF Score

Get the complete analysis for SBRKF

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.83
Price
$16.60
GF Value