Bank Of China (WBO:BOCN) Moat Score: 6/10 (As of Jul. 11, 2026)


WBO:BOCN Bank Of China Ltd WBO:BOCN
44 GF Score
Price €0.57
GF Value €0.51
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Bank Of China Moat Score?

Bank Of China WBO:BOCN +1.66% 44 Moat Score is 6 as of Jul. 11, 2026. GuruFocus rates WBO:BOCN with a GF Score™ of 44/100 and a GF Value™ of €0.51 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,608 Banks companies, Bank Of China ranks better than 97.82% on this metric.

Bank Of China has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Bank Of China has Narrow Moat: Bank of China benefits from a strong brand and significant market share in China. It has some regulatory advantages and economies of scale. However, intense competition and limited pricing power in the global market prevent it from achieving a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Bank Of China might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Bank Of China  (WBO:BOCN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Bank Of China Moat Score Related Terms

WBO:BOCN vs JPM, BAC, WFC: Moat Score Comparison

For the Banks - Diversified subindustry, Bank Of China's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank Of China Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Bank Of China's Moat Score distribution charts can be found below:

* The bar in red indicates where Bank Of China's Moat Score falls into.


WBO:BOCN
44GF Score
Bank Of China Ltd WBO:BOCN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Bank Of China (WBO:BOCN) has a Moat Score of 6 as of Jul. 11, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Bank Of China ranks #35 out of 1608 companies in the Banks industry, placing it in the top 2.2%.
Is Bank Of China's Moat Score too high?
Bank Of China's current Moat Score is 6. Based on the distribution chart, Bank Of China ranks #35 out of 1608 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Of China has a GF Score™ of 44/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of China's Moat Score compare to JPM and BAC?
According to the Banks industry distribution chart, Bank Of China ranks #35 out of 1608 companies for Moat Score. This places Bank Of China in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Bank Of China's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Bank Of China (WBO:BOCN) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.51, compared to a current price of €0.57 — trading 11.6% above its estimated fair value. The current Moat Score is 6. Bank Of China's overall GF Score™ is 44/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Bank Of China (WBO:BOCN), the current Moat Score is 6 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Of China (WBO:BOCN) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Of China stock appears to be overvalued. The current stock price of €0.57 is trading 11.6% above its estimated GF Value™ of €0.51. GuruFocus considers Bank Of China to be Modestly Overvalued.

Key valuation signals for WBO:BOCN:

  • Moat Score: 6
  • GF Value™: €0.51 vs. price of €0.57 (11.6% above fair value)
  • GF Score™: 44/100 with 8 warning signs

No single metric tells the full story. See the WBO:BOCN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Of China Business Description

Address No. 1 Fuxingmen Nei Dajie, Xicheng District, Beijing, CHN, 100818
Founded in 1912 and headquartered in Beijing, Bank of China, or BOC, has evolved through multiple institutional mandates—from central bank to foreign exchange specialist to state-owned trade finance bank—before establishing its current universal banking model. The group was dual-listed on the Hong Kong and Shanghai stock exchanges in 2006. It provides a comprehensive range of financial services to customers across Greater China and overseas. Central Huijin, a Chinese state-owned investment company and BOC's largest shareholder, controls 64%. BOC has the most extensive global reach among Chinese banks, with operations in 64 countries and regions.
44GF Score

Get the complete analysis for WBO:BOCN

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.57
Price
€0.51
GF Value