Credit Agricole du Morbihan (XPAR:CMO) Moat Score: 0/10 (As of Jul. 26, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAR:CMO Credit Agricole du Morbihan XPAR:CMO
45 GF Score
Price €115.06
GF Value €71.56
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Credit Agricole du Morbihan Moat Score?

Credit Agricole du Morbihan has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Credit Agricole du Morbihan has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Credit Agricole du Morbihan might have No Moat - No discernible moat.

Credit Agricole du Morbihan  (XPAR:CMO) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Credit Agricole du Morbihan Moat Score Related Terms

XPAR:CMO
45GF Score
Credit Agricole du Morbihan XPAR:CMO
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Credit Agricole du Morbihan (XPAR:CMO) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole du Morbihan stock appears to be overvalued. The current stock price of €115.06 is trading 60.8% above its estimated GF Value™ of €71.56. GuruFocus considers Credit Agricole du Morbihan to be Significantly Overvalued.

Key valuation signals for XPAR:CMO:

  • Moat Score: 0
  • GF Value™: €71.56 vs. price of €115.06 (60.8% above fair value)
  • GF Score™: 45/100 with 1 warning sign

No single metric tells the full story. See the XPAR:CMO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Agricole du Morbihan Business Description

Address Avenue de Keranguen, Vannes, FRA, 56000
Credit Agricole du Morbihan is a France-based company engaged in providing financial and insurance products and services to such customers as individuals, farmers, professionals, businesses and local communities.
45GF Score

Get the complete analysis for XPAR:CMO

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€115.06
Price
€71.56
GF Value