LOIMY (Loomis AB) Beneish M-Score: -2.77 (As of Jun. 24, 2026)


LOIMY Loomis AB LOIMY
88 GF Score
Price $89.85
GF Value $72.03
! 8 Warning Signs
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What is Loomis AB Beneish M-Score?

Loomis AB LOIMY 88 Beneish M-Score is -2.77 as of Jun. 24, 2026. GuruFocus rates LOIMY with a GF Score™ of 88/100 and a GF Value™ of $72.03. The stock has 8 warning signs investors should review. Among 1,020 Business Services companies, Loomis AB ranks better than 67.25% on this metric.

The zones of discrimination for M-Score is as such:

An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator.
An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.

Good Sign:

Beneish M-Score -2.77 no higher than -1.78, which implies that the company is unlikely to be a manipulator.

The historical rank and industry rank for Loomis AB's Beneish M-Score or its related term are showing as below:

LOIMY' s Beneish M-Score Range Over the Past 10 Years
Min: -3.31   Med: -2.81   Max: -2.39
Current: -2.77

During the past 13 years, the highest Beneish M-Score of Loomis AB was -2.39. The lowest was -3.31. And the median was -2.81.


Loomis AB Beneish M-Score Historical Data

* Premium members only.

The historical data trend for Loomis AB's Beneish M-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Loomis AB Beneish M-Score Chart

Loomis AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beneish M-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.58 -2.60 -2.89 -3.01 -2.90

Loomis AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beneish M-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.16 -2.97 -2.84 -2.90 -2.77

LOIMY vs ALLE, MSA, ADT: Beneish M-Score Comparison

For the Security & Protection Services subindustry, Loomis AB's Beneish M-Score, along with its competitors' market caps and Beneish M-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Loomis AB Beneish M-Score vs Business Services Industry

For the Business Services industry and Industrials sector, Loomis AB's Beneish M-Score distribution charts can be found below:

* The bar in red indicates where Loomis AB's Beneish M-Score falls into.


LOIMY
88GF Score
Loomis AB LOIMY
Beneish M-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Loomis AB Beneish M-Score Calculation

The M-score was created by Professor Messod Beneish. Instead of measuring the bankruptcy risk (Altman Z-Score) or business trend (Piotroski F-Score), M-score can be used to detect the risk of earnings manipulation. This is the original research paper on M-score.

The M-Score Variables:

The M-score of Loomis AB for today is based on a combination of the following eight different indices:

M=-4.84+0.92 * DSRI+0.528 * GMI+0.404 * AQI+0.892 * SGI+0.115 * DEPI
=-4.84+0.92 * 1.1139+0.528 * 0.9592+0.404 * 1.0133+0.892 * 1.0926+0.115 * 0.9736
-0.172 * SGAI+4.679 * TATA-0.327 * LVGI
-0.172 * 1.0261+4.679 * -0.082044-0.327 * 1.0001
=-2.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

This Year (Mar26) TTM:Last Year (Mar25) TTM:
Total Receivables was $602 Mil.
Revenue was 803.997 + 829.72 + 815.56 + 775.748 = $3,225 Mil.
Gross Profit was 237.84 + 246.516 + 234.938 + 222.66 = $942 Mil.
Total Current Assets was $1,545 Mil.
Total Assets was $4,130 Mil.
Property, Plant and Equipment(Net PPE) was $1,283 Mil.
Depreciation, Depletion and Amortization(DDA) was $338 Mil.
Selling, General, & Admin. Expense(SGA) was $540 Mil.
Total Current Liabilities was $1,325 Mil.
Long-Term Debt & Capital Lease Obligation was $1,175 Mil.
Net Income was 56.884 + 20.875 + 56.334 + 50.062 = $184 Mil.
Non Operating Income was 0 + 0 + 0 + 0 = $0 Mil.
Cash Flow from Operations was 135.985 + 195.083 + 134.326 + 57.602 = $523 Mil.
Total Receivables was $495 Mil.
Revenue was 756.454 + 721.529 + 745.332 + 728.426 = $2,952 Mil.
Gross Profit was 211.886 + 205.644 + 208.916 + 200.534 = $827 Mil.
Total Current Assets was $1,380 Mil.
Total Assets was $3,737 Mil.
Property, Plant and Equipment(Net PPE) was $1,194 Mil.
Depreciation, Depletion and Amortization(DDA) was $304 Mil.
Selling, General, & Admin. Expense(SGA) was $482 Mil.
Total Current Liabilities was $1,143 Mil.
Long-Term Debt & Capital Lease Obligation was $1,120 Mil.




1. DSRI = Days Sales in Receivables Index

Measured as the ratio of Revenue in Total Receivables in year t to year t-1.

A large increase in DSR could be indicative of revenue inflation.

DSRI=(Receivables_t / Revenue_t) / (Receivables_t-1 / Revenue_t-1)
=(602.327 / 3225.025) / (494.927 / 2951.741)
=0.186767 / 0.167673
=1.1139

2. GMI = Gross Margin Index

Measured as the ratio of gross margin in year t-1 to gross margin in year t.

Gross margin has deteriorated when this index is above 1. A firm with poorer prospects is more likely to manipulate earnings.

GMI=GrossMargin_t-1 / GrossMargin_t
=(GrossProfit_t-1 / Revenue_t-1) / (GrossProfit_t / Revenue_t)
=(826.98 / 2951.741) / (941.954 / 3225.025)
=0.280167 / 0.292076
=0.9592

3. AQI = Asset Quality Index

AQI is the ratio of asset quality in year t to year t-1.

Asset quality is measured as the ratio of non-current assets other than Property, Plant and Equipment to Total Assets.

AQI=(1 - (CurrentAssets_t + PPE_t) / TotalAssets_t) / (1 - (CurrentAssets_t-1 + PPE_t-1) / TotalAssets_t-1)
=(1 - (1544.777 + 1283.003) / 4129.996) / (1 - (1379.974 + 1194.339) / 3737.269)
=0.315307 / 0.311178
=1.0133

4. SGI = Sales Growth Index

Ratio of Revenue in year t to sales in year t-1.

Sales growth is not itself a measure of manipulation. However, growth companies are likely to find themselves under pressure to manipulate in order to keep up appearances.

SGI=Sales_t / Sales_t-1
=Revenue_t / Revenue_t-1
=3225.025 / 2951.741
=1.0926

5. DEPI = Depreciation Index

Measured as the ratio of the rate of Depreciation, Depletion and Amortization in year t-1 to the corresponding rate in year t.

DEPI greater than 1 indicates that assets are being depreciated at a slower rate. This suggests that the firm might be revising useful asset life assumptions upwards, or adopting a new method that is income friendly.

DEPI=(Depreciation_t-1 / (Depreciaton_t-1 + PPE_t-1)) / (Depreciation_t / (Depreciaton_t + PPE_t))
=(303.787 / (303.787 + 1194.339)) / (337.501 / (337.501 + 1283.003))
=0.202778 / 0.208269
=0.9736

Note: If the Depreciation, Depletion and Amortization data is not available, we assume that the depreciation rate is constant and set the Depreciation Index to 1.

6. SGAI = Sales, General and Administrative expenses Index

The ratio of Selling, General, & Admin. Expense(SGA) to Sales in year t relative to year t-1.

SGA expenses index > 1 means that the company is becoming less efficient in generate sales.

SGAI=(SGA_t / Sales_t) / (SGA_t-1 /Sales_t-1)
=(540.359 / 3225.025) / (481.971 / 2951.741)
=0.167552 / 0.163284
=1.0261

7. LVGI = Leverage Index

The ratio of total debt to Total Assets in year t relative to yeat t-1.

An LVGI > 1 indicates an increase in leverage

LVGI=((LTD_t + CurrentLiabilities_t) / TotalAssets_t) / ((LTD_t-1 + CurrentLiabilities_t-1) / TotalAssets_t-1)
=((1175.46 + 1325.291) / 4129.996) / ((1120.026 + 1142.725) / 3737.269)
=0.605509 / 0.605456
=1.0001

8. TATA = Total Accruals to Total Assets

Total accruals calculated as the change in working capital accounts other than cash less depreciation.

TATA=(IncomefromContinuingOperations_t - CashFlowsfromOperations_t) / TotalAssets_t
=(NetIncome_t - NonOperatingIncome_t - CashFlowsfromOperations_t) / TotalAssets_t
=(184.155 - 0 - 522.996) / 4129.996
=-0.082044

An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator. An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.

Loomis AB has a M-score of -2.70 suggests that the company is unlikely to be a manipulator.

Frequently Asked Questions Learn more about Beneish M-Score →
What does a Beneish M-Score of -2.77 mean?
Loomis AB (LOIMY) has a Beneish M-Score of -2.77 as of Jun. 24, 2026. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on Loomis AB and its competitors. According to the industry distribution chart, Loomis AB ranks #334 out of 1020 companies in the Business Services industry, placing it in the top 32.7%.
Is Loomis AB's Beneish M-Score too high?
Loomis AB's current Beneish M-Score is -2.77. Based on the distribution chart, Loomis AB ranks #334 out of 1020 companies in the Business Services industry, which is above the industry midpoint. Overall, Loomis AB has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does Loomis AB's Beneish M-Score compare to ALLE and MSA?
According to the Business Services industry distribution chart, Loomis AB ranks #334 out of 1020 companies for Beneish M-Score. This puts Loomis AB in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beneish M-Score for a Business Services company?
A good Beneish M-Score depends on the Business Services industry context. However, Beneish M-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beneish M-Score mean?
A high Beneish M-Score can signal that a stock is expensive relative to its fundamentals. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on Loomis AB and its competitors. Loomis AB's current Beneish M-Score is -2.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loomis AB stock overvalued right now?
Loomis AB (LOIMY) has a current Beneish M-Score of -2.77. The stock's GF Value™ is $72.03, compared to a current price of $89.85 — trading 24.7% above its estimated fair value. The current Beneish M-Score is -2.77. Loomis AB's overall GF Score™ is 88/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beneish M-Score calculated?
Beneish M-Score is calculated from a company's financial statements. For Loomis AB (LOIMY), the current Beneish M-Score is -2.77 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Loomis AB (LOIMY) Overvalued in 2026?

Based on GuruFocus' analysis, Loomis AB stock appears to be overvalued. The current stock price of $89.85 is trading 24.7% above its estimated GF Value™ of $72.03.

Key valuation signals for LOIMY:

  • Beneish M-Score: -2.77
  • GF Value™: $72.03 vs. price of $89.85 (24.7% above fair value)
  • GF Score™: 88/100 with 8 warning signs

No single metric tells the full story. See the LOIMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Loomis AB Business Description

Address Drottninggatan 82, 4th floor, P.O Box 702, Stockholm, SWE, 111 36
Loomis AB is a Swedish company mainly focused on cash handling services, which include cash in transit (CIT) and cash management services (CMS). CIT entails the transportation of cash to and from stores, banks, and ATMs. CMS involves the transfer of cash from customers to Loomis's cash centers, where the company counts and packages bills and coins with a commitment to quality assurance. Additionally, CMS requires cash flow analysis, forecasting, and reporting, along with other tailored solutions. Besides CIT and CMS, Loomis also offers cross-border transportation services and general cargo services. Its operational segments include Europe, Latin America, and the USA, along with SME/Pay. The majority of the company's revenue is derived from the USA.
88GF Score

Get the complete analysis for LOIMY

Beneish M-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$89.85
Price
$72.03
GF Value