RentGuarantor Holdings (LSE:RGG) Beneish M-Score: -0.78 (As of Aug. 03, 2026)

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LSE:RGG RentGuarantor Holdings PLC LSE:RGG
18 GF Score
Price £0.45
! 4 Warning Signs
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What is RentGuarantor Holdings Beneish M-Score?

RentGuarantor Holdings LSE:RGG +9.76% 18 Beneish M-Score is -0.78 as of Aug. 03, 2026. GuruFocus rates LSE:RGG with a GF Score™ of 18/100. The stock has 4 warning signs investors should review. Among 1,678 Real Estate companies, RentGuarantor Holdings ranks worse than 87.25% on this metric.

The zones of discrimination for M-Score is as such:

An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator.
An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.

Warning Sign:

Beneish M-Score -0.78 higher than -1.78, which implies that the company might have manipulated its financial results.

The historical rank and industry rank for RentGuarantor Holdings's Beneish M-Score or its related term are showing as below:

LSE:RGG' s Beneish M-Score Range Over the Past 10 Years
Min: -0.78   Med: -0.78   Max: -0.78
Current: -0.78

During the past 3 years, the highest Beneish M-Score of RentGuarantor Holdings was -0.78. The lowest was -0.78. And the median was -0.78.

RentGuarantor Holdings Beneish M-Score Historical Data

* Premium members only.

The historical data trend for RentGuarantor Holdings's Beneish M-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RentGuarantor Holdings Beneish M-Score Chart

RentGuarantor Holdings Annual Data
Trend Dec23 Dec24 Dec25
Beneish M-Score
0.00 0.00 -0.78

RentGuarantor Holdings Semi-Annual Data
Dec23 Jun24 Dec24 Jun25 Dec25
Beneish M-Score 0.00 0.00 0.00 0.00 -0.78

LSE:RGG vs CBRE, BEKE, JLL: Beneish M-Score Comparison

For the Real Estate Services subindustry, RentGuarantor Holdings's Beneish M-Score, along with its competitors' market caps and Beneish M-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

RentGuarantor Holdings Beneish M-Score vs Real Estate Industry

For the Real Estate industry and Real Estate sector, RentGuarantor Holdings's Beneish M-Score distribution charts can be found below:

* The bar in red indicates where RentGuarantor Holdings's Beneish M-Score falls into.


LSE:RGG
18GF Score
RentGuarantor Holdings PLC LSE:RGG
Beneish M-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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RentGuarantor Holdings Beneish M-Score Calculation

The M-score was created by Professor Messod Beneish. Instead of measuring the bankruptcy risk (Altman Z-Score) or business trend (Piotroski F-Score), M-score can be used to detect the risk of earnings manipulation. This is the original research paper on M-score.

The M-Score Variables:

The M-score of RentGuarantor Holdings for today is based on a combination of the following eight different indices:

M=-4.84+0.92 * DSRI+0.528 * GMI+0.404 * AQI+0.892 * SGI+0.115 * DEPI
=-4.84+0.92 * 1.2244+0.528 * 0.9991+0.404 * 0.2802+0.892 * 1.8736+0.115 * 1.0369
-0.172 * SGAI+4.679 * TATA-0.327 * LVGI
-0.172 * 1.2391+4.679 * 0.165678-0.327 * 0.1805
=-0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

This Year (Dec25) TTM:Last Year (Dec24) TTM:
Total Receivables was £0.04 Mil.
Revenue was £2.39 Mil.
Gross Profit was £1.89 Mil.
Total Current Assets was £2.15 Mil.
Total Assets was £2.53 Mil.
Property, Plant and Equipment(Net PPE) was £0.02 Mil.
Depreciation, Depletion and Amortization(DDA) was £0.19 Mil.
Selling, General, & Admin. Expense(SGA) was £1.99 Mil.
Total Current Liabilities was £1.54 Mil.
Long-Term Debt & Capital Lease Obligation was £0.00 Mil.
Net Income was £-1.57 Mil.
Gross Profit was £0.00 Mil.
Cash Flow from Operations was £-1.98 Mil.
 Total Receivables was £0.02 Mil.
Revenue was £1.27 Mil.
Gross Profit was £1.01 Mil.
Total Current Assets was £0.30 Mil.
Total Assets was £0.63 Mil.
Property, Plant and Equipment(Net PPE) was £0.01 Mil.
Depreciation, Depletion and Amortization(DDA) was £0.15 Mil.
Selling, General, & Admin. Expense(SGA) was £0.86 Mil.
Total Current Liabilities was £2.12 Mil.
Long-Term Debt & Capital Lease Obligation was £0.00 Mil.

1. DSRI = Days Sales in Receivables Index

Measured as the ratio of Revenue in Total Receivables in year t to year t-1.

A large increase in DSR could be indicative of revenue inflation.

DSRI=(Receivables_t / Revenue_t) / (Receivables_t-1 / Revenue_t-1)
=(0.039 / 2.387) / (0.017 / 1.274)
=0.016339 / 0.013344
=1.2244

2. GMI = Gross Margin Index

Measured as the ratio of gross margin in year t-1 to gross margin in year t.

Gross margin has deteriorated when this index is above 1. A firm with poorer prospects is more likely to manipulate earnings.

GMI=GrossMargin_t-1 / GrossMargin_t
=(GrossProfit_t-1 / Revenue_t-1) / (GrossProfit_t / Revenue_t)
=(1.01 / 1.274) / (1.894 / 2.387)
=0.792779 / 0.793465
=0.9991

3. AQI = Asset Quality Index

AQI is the ratio of asset quality in year t to year t-1.

Asset quality is measured as the ratio of non-current assets other than Property, Plant and Equipment to Total Assets.

AQI=(1 - (CurrentAssets_t + PPE_t) / TotalAssets_t) / (1 - (CurrentAssets_t-1 + PPE_t-1) / TotalAssets_t-1)
=(1 - (2.154 + 0.015) / 2.529) / (1 - (0.303 + 0.006) / 0.628)
=0.142349 / 0.507962
=0.2802

4. SGI = Sales Growth Index

Ratio of Revenue in year t to sales in year t-1.

Sales growth is not itself a measure of manipulation. However, growth companies are likely to find themselves under pressure to manipulate in order to keep up appearances.

SGI=Sales_t / Sales_t-1
=Revenue_t / Revenue_t-1
=2.387 / 1.274
=1.8736

5. DEPI = Depreciation Index

Measured as the ratio of the rate of Depreciation, Depletion and Amortization in year t-1 to the corresponding rate in year t.

DEPI greater than 1 indicates that assets are being depreciated at a slower rate. This suggests that the firm might be revising useful asset life assumptions upwards, or adopting a new method that is income friendly.

DEPI=(Depreciation_t-1 / (Depreciaton_t-1 + PPE_t-1)) / (Depreciation_t / (Depreciaton_t + PPE_t))
=(0.154 / (0.154 + 0.006)) / (0.194 / (0.194 + 0.015))
=0.9625 / 0.92823
=1.0369

Note: If the Depreciation, Depletion and Amortization data is not available, we assume that the depreciation rate is constant and set the Depreciation Index to 1.

6. SGAI = Sales, General and Administrative expenses Index

The ratio of Selling, General, & Admin. Expense(SGA) to Sales in year t relative to year t-1.

SGA expenses index > 1 means that the company is becoming less efficient in generate sales.

SGAI=(SGA_t / Sales_t) / (SGA_t-1 /Sales_t-1)
=(1.985 / 2.387) / (0.855 / 1.274)
=0.831588 / 0.671115
=1.2391

7. LVGI = Leverage Index

The ratio of total debt to Total Assets in year t relative to yeat t-1.

An LVGI > 1 indicates an increase in leverage

LVGI=((LTD_t + CurrentLiabilities_t) / TotalAssets_t) / ((LTD_t-1 + CurrentLiabilities_t-1) / TotalAssets_t-1)
=((0 + 1.54) / 2.529) / ((0 + 2.119) / 0.628)
=0.608936 / 3.374204
=0.1805

8. TATA = Total Accruals to Total Assets

Total accruals calculated as the change in working capital accounts other than cash less depreciation.

TATA=(IncomefromContinuingOperations_t - CashFlowsfromOperations_t) / TotalAssets_t
=(NetIncome_t - NonOperatingIncome_t - CashFlowsfromOperations_t) / TotalAssets_t
=(-1.565 - 0 - -1.984) / 2.529
=0.165678

An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator. An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.

RentGuarantor Holdings has a M-score of -0.78 signals that the company is likely to be a manipulator.

Frequently Asked Questions Learn more about Beneish M-Score →
What does a Beneish M-Score of -0.78 mean?
RentGuarantor Holdings (LSE:RGG) has a Beneish M-Score of -0.78 as of Aug. 03, 2026. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on RentGuarantor Holdings and its competitors. According to the industry distribution chart, RentGuarantor Holdings ranks #1464 out of 1678 companies in the Real Estate industry, placing it in the top 87.2%.
Is RentGuarantor Holdings' Beneish M-Score too high?
RentGuarantor Holdings' current Beneish M-Score is -0.78. Based on the distribution chart, RentGuarantor Holdings ranks #1464 out of 1678 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, RentGuarantor Holdings has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does RentGuarantor Holdings' Beneish M-Score compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, RentGuarantor Holdings ranks #1464 out of 1678 companies for Beneish M-Score. This places RentGuarantor Holdings in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beneish M-Score for a Real Estate company?
A good Beneish M-Score depends on the Real Estate industry context. However, Beneish M-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beneish M-Score mean?
A high Beneish M-Score can signal that a stock is expensive relative to its fundamentals. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on RentGuarantor Holdings and its competitors. RentGuarantor Holdings's current Beneish M-Score is -0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RentGuarantor Holdings stock overvalued right now?
RentGuarantor Holdings (LSE:RGG) has a current Beneish M-Score of -0.78. The current Beneish M-Score is -0.78. RentGuarantor Holdings' overall GF Score™ is 18/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beneish M-Score calculated?
Beneish M-Score is calculated from a company's financial statements. For RentGuarantor Holdings (LSE:RGG), the current Beneish M-Score is -0.78 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

RentGuarantor Holdings Business Description

Address 27 - 28 Eastcastle Street, London, GBR, W1W 8DH
RentGuarantor Holdings PLC is a provider of rent guarantee services to prospective tenants across the socio-economic spectrum who seek to rent property in the United Kingdom private rental sector. The company provides its rent guarantee services to tenants and manages its applications via a digital platform designed and built by RentGuarantor to streamline the rental process for tenants and landlords. Its services are offered to the UK rental market, currently excluding Northern Ireland, including both domestic and overseas students, as well as professionals and those receiving benefits.
18GF Score

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Beneish M-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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