The zones of discrimination for M-Score is as such:
An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator.
An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.
Good Sign:
Beneish M-Score -3.02 no higher than -1.78, which implies that the company is unlikely to be a manipulator.
The historical rank and industry rank for Verisk Analytics's Beneish M-Score or its related term are showing as below:
STU:VA7A'
s Beneish M-Score Range Over the Past 10 Years
Min: -3.51 Med: -2.65 Max: -2.22
Current: -3.02
During the past 13 years, the highest Beneish M-Score of Verisk Analytics was -2.22. The lowest was -3.51. And the median was -2.65.
Verisk Analytics Beneish M-Score Related Terms
Verisk Analytics Beneish M-Score Historical Data
* Premium members only.
The historical data trend for Verisk Analytics's Beneish M-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:VA7A vs EFX, BAH, FCN: Beneish M-Score Comparison
For the Consulting Services subindustry, Verisk Analytics's Beneish M-Score, along with its competitors' market caps and Beneish M-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Verisk Analytics Beneish M-Score vs Business Services Industry
For the Business Services industry and Industrials sector, Verisk Analytics's Beneish M-Score distribution charts can be found below:
* The bar in red indicates where Verisk Analytics's Beneish M-Score falls into.
The M-score was created by Professor Messod Beneish. Instead of measuring the bankruptcy risk (Altman Z-Score) or business trend (Piotroski F-Score), M-score can be used to detect the risk of earnings manipulation. This is the original research paper on M-score.
The M-Score Variables:
The M-score of Verisk Analytics for today is based on a combination of the following eight different indices:
M
=
-4.84
+
0.92 * DSRI
+
0.528 * GMI
+
0.404 * AQI
+
0.892 * SGI
+
0.115 * DEPI
=
-4.84
+
0.92 * 0.9363
+
0.528 * 0.9881
+
0.404 * 1.1496
+
0.892 * 0.9809
+
0.115 * 0.9411
-
0.172 * SGAI
+
4.679 * TATA
-
0.327 * LVGI
-
0.172 * 1.0212
+
4.679 * -0.100544
-
0.327 * 1.2852
=
-3.08
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sales growth is not itself a measure of manipulation. However, growth companies are likely to find themselves under pressure to manipulate in order to keep up appearances.
DEPI greater than 1 indicates that assets are being depreciated at a slower rate. This suggests that the firm might be revising useful asset life assumptions upwards, or adopting a new method that is income friendly.
DEPI
=
(Depreciation_t-1 / (Depreciaton_t-1 + PPE_t-1))
/
(Depreciation_t / (Depreciaton_t + PPE_t))
=
(290.477 / (290.477 + 691.807))
/
(281.774 / (281.774 + 614.928))
=
0.295716
/
0.314234
=
0.9411
Note: If the Depreciation, Depletion and Amortization data is not available, we assume that the depreciation rate is constant and set the Depreciation Index to 1.
6. SGAI = Sales, General and Administrative expenses Index
Total accruals calculated as the change in working capital accounts other than cash less depreciation.
TATA
=
(IncomefromContinuingOperations_t
-
CashFlowsfromOperations_t)
/
TotalAssets_t
=
(NetIncome_t - NonOperatingIncome_t
-
CashFlowsfromOperations_t)
/
TotalAssets_t
=
(782.729 - -3.982
-
1186.637)
/
3977.616
=
-0.100544
An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator. An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.
Verisk Analytics has a M-score of -3.08 suggests that the company is unlikely to be a manipulator.
Verisk Analytics (STU:VA7A) has a Beneish M-Score of -3.02 as of Jun. 30, 2026. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on Verisk Analytics and its competitors. According to the industry distribution chart, Verisk Analytics ranks #198 out of 1020 companies in the Business Services industry, placing it in the top 19.4%.
Is Verisk Analytics' Beneish M-Score too high?
Verisk Analytics' current Beneish M-Score is -3.02. Based on the distribution chart, Verisk Analytics ranks #198 out of 1020 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Verisk Analytics has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Verisk Analytics' Beneish M-Score compare to EFX and BAH?
According to the Business Services industry distribution chart, Verisk Analytics ranks #198 out of 1020 companies for Beneish M-Score. This places Verisk Analytics in the top 19% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beneish M-Score for a Business Services company?
A good Beneish M-Score depends on the Business Services industry context. However, Beneish M-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beneish M-Score mean?
A high Beneish M-Score can signal that a stock is expensive relative to its fundamentals. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on Verisk Analytics and its competitors. Verisk Analytics's current Beneish M-Score is -3.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Verisk Analytics stock overvalued right now?
Based on GuruFocus' analysis, Verisk Analytics (STU:VA7A) is currently considered Significantly Undervalued. The stock's GF Value™ is €275.15, compared to a current price of €156.00 — trading 43.3% below its estimated fair value. The current Beneish M-Score is -3.02. Verisk Analytics' overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beneish M-Score calculated?
Beneish M-Score is calculated from a company's financial statements. For Verisk Analytics (STU:VA7A), the current Beneish M-Score is -3.02 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Verisk Analytics (STU:VA7A) Overvalued in 2026?
Based on GuruFocus' analysis, Verisk Analytics stock appears to be undervalued.
The current stock price of €156.00 is trading 43.3% below its estimated GF Value™ of €275.15.
GuruFocus considers Verisk Analytics to be Significantly Undervalued.
Key valuation signals for STU:VA7A:
Beneish M-Score: -3.02
GF Value™: €275.15 vs. price of €156.00 (43.3% below fair value)
No single metric tells the full story. See the STU:VA7A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Verisk is a leading data, analytics, and technology provider for property-casualty insurers. Verisk traces its history to Insurance Services Office, a nonprofit advisory organization founded in 1971 by US P&C insurers. ISO was formed as an association of insurance companies to assist with a variety of insurance use cases, such as reporting to regulators, defining policies, and determining independent premium rates. As the firm expanded its use cases, it became a for-profit company, renamed Verisk, and went public in 2009. Verisk's single segment (insurance) provides underwriting solutions, including forms, rules, loss costs, and catastrophe modeling. For claims, Verisk's solutions include property repair estimates and antifraud tools. About 83% of Verisk's revenue is US-based.
79GF Score
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