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AssurantFRA:ZAS -0.65%87 Net Cash per Share is €-262.49 as of Jun. 2026. GuruFocus rates FRA:ZAS with a GF Score™ of 87/100 and a GF Value™ of €213.24 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 47 Insurance companies, Assurant ranks worse than 2127657.45% on this metric.
The historical rank and industry rank for Assurant's Net Cash per Share or its related term are showing as below:
FRA:ZAS's Price-to-Net-Cash is not ranked *
in the Insurance industry.
Industry Median: 6.17 * Ranked among companies with meaningful Price-to-Net-Cash only.
Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.
Assurant Net Cash per Share Related Terms
Assurant Net Cash per Share Historical Data
* Premium members only.
The historical data trend for Assurant's Net Cash per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:ZAS vs CNA, AFG, ORI: Net Cash per Share Comparison
For the Insurance - Property & Casualty subindustry, Assurant's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Assurant Price-to-Net-Cash vs Insurance Industry
For the Insurance industry and Financial Services sector, Assurant's Price-to-Net-Cash distribution charts can be found below:
* The bar in red indicates where Assurant's Price-to-Net-Cash falls into.
In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.
Assurant's Net Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Assurant (FRA:ZAS) has a Net Cash per Share of €-262.49 as of Jun. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Assurant and its competitors. According to the industry distribution chart, Assurant ranks #999999 out of 47 companies in the Insurance industry.
Is Assurant's Net Cash per Share too high?
Assurant's current Net Cash per Share is €-262.49. Based on the distribution chart, Assurant ranks #999999 out of 47 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Assurant has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Assurant's Net Cash per Share compare to CNA and AFG?
According to the Insurance industry distribution chart, Assurant ranks #999999 out of 47 companies for Net Cash per Share. This places Assurant in the lower half of its industry. The industry median Net Cash per Share is 6.17. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for an Insurance company?
The median Net Cash per Share among Insurance companies is 6.17, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Assurant and its competitors. For the Insurance industry, the median Net Cash per Share is 6.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Assurant's current Net Cash per Share is €-262.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Assurant stock overvalued right now?
Based on GuruFocus' analysis, Assurant (FRA:ZAS) is currently considered Modestly Overvalued. The stock's GF Value™ is €213.24, compared to a current price of €243.60 — trading 14.2% above its estimated fair value. The current Net Cash per Share is €-262.49. Assurant's overall GF Score™ is 87/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Assurant (FRA:ZAS), the current Net Cash per Share is €-262.49 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Assurant (FRA:ZAS) Overvalued in 2026?
Based on GuruFocus' analysis, Assurant stock appears to be overvalued.
The current stock price of €243.60 is trading 14.2% above its estimated GF Value™ of €213.24.
GuruFocus considers Assurant to be Modestly Overvalued.
Key valuation signals for FRA:ZAS:
Net Cash per Share: €-262.49
GF Value™: €213.24 vs. price of €243.60 (14.2% above fair value)
No single metric tells the full story. See the FRA:ZAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Assurant Inc is a protection company that partners with the brands to safeguard and service connected devices, homes and automobiles. It operate in North America, Latin America, Europe and Asia Pacific through two operating segments: Global Lifestyle and Global Housing. Global Lifestyle: includes mobile device solutions, consumer electronics and appliances services, and financial services and other insurance products. Global Housing: includes lender-placed homeowners, manufactured housing and flood insurance, as well as voluntary manufactured housing, condominium and homeowners insurance. In addition, the Company reports the Corporate and Other segment, which includes corporate employee-related expenses, activities of the holding company and investments in the home warranty business.
87GF Score
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