Upwork (FRA:UP2) Net Debt Paydown Yield % : -0.42% (As of Jul. 10, 2026)


FRA:UP2 Upwork Inc FRA:UP2
61 GF Score
Price €7.50
GF Value €12.46
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Upwork Net Debt Paydown Yield %?

Upwork FRA:UP2 -2.34% 61 Net Debt Paydown Yield % is -0.42% as of Jul. 10, 2026. GuruFocus rates FRA:UP2 with a GF Score™ of 61/100 and a GF Value™ of €12.46 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 457 Interactive Media companies, Upwork ranks worse than 67.4% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Upwork's Net Debt Paydown Yield % was -0.42%.


Upwork  (FRA:UP2) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Upwork Net Debt Paydown Yield % Related Terms


Upwork Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Upwork's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Upwork Net Debt Paydown Yield % Chart

Upwork Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6.03 -19.87 10.46 0.08 -0.12

Upwork Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.02 -0.15 -0.12 -0.12 -0.33

FRA:UP2 vs GRPN, NXDR, MOMO: Net Debt Paydown Yield % Comparison

For the Internet Content & Information subindustry, Upwork's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Upwork Net Debt Paydown Yield % vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Upwork's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Upwork's Net Debt Paydown Yield % falls into.


FRA:UP2
61GF Score
Upwork Inc FRA:UP2
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Upwork Net Debt Paydown Yield % Calculation

Upwork's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 341.93-320.73 )/1140.59725
=1.86 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -0.42% mean?
Upwork (FRA:UP2) has a Net Debt Paydown Yield % of -0.42% as of Jul. 10, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Upwork and its competitors. According to the industry distribution chart, Upwork ranks #308 out of 457 companies in the Interactive Media industry, placing it in the top 67.4%.
Is Upwork's Net Debt Paydown Yield % too high?
Upwork's current Net Debt Paydown Yield % is -0.42%. Based on the distribution chart, Upwork ranks #308 out of 457 companies in the Interactive Media industry, which is below the industry midpoint. Overall, Upwork has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upwork's Net Debt Paydown Yield % compare to GRPN and NXDR?
According to the Interactive Media industry distribution chart, Upwork ranks #308 out of 457 companies for Net Debt Paydown Yield %. This places Upwork in the lower half of its industry. The industry median Net Debt Paydown Yield % is 0.16. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Interactive Media company?
The median Net Debt Paydown Yield % among Interactive Media companies is 0.16, based on 457 companies in the industry. Companies in the top quartile (top 25%) have a Net Debt Paydown Yield % significantly above this median, while those in the bottom quartile fall well below. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Upwork and its competitors. For the Interactive Media industry, the median Net Debt Paydown Yield % is 0.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upwork's current Net Debt Paydown Yield % is -0.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upwork stock overvalued right now?
Based on GuruFocus' analysis, Upwork (FRA:UP2) is currently considered Significantly Undervalued. The stock's GF Value™ is €12.46, compared to a current price of €7.50 — trading 39.8% below its estimated fair value. The current Net Debt Paydown Yield % is -0.42%. Upwork's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Upwork (FRA:UP2), the current Net Debt Paydown Yield % is -0.42% as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upwork (FRA:UP2) Overvalued in 2026?

Based on GuruFocus' analysis, Upwork stock appears to be undervalued. The current stock price of €7.50 is trading 39.8% below its estimated GF Value™ of €12.46. GuruFocus considers Upwork to be Significantly Undervalued.

Key valuation signals for FRA:UP2:

  • Net Debt Paydown Yield %: -0.42%
  • GF Value™: €12.46 vs. price of €7.50 (39.8% below fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the FRA:UP2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Upwork Business Description

Address 530 Lytton Avenue, Suite 301, Palo Alto, CA, USA, 94301
Upwork Inc is a United States-based company that operates an online marketplace that enables businesses to find and work with skilled independent professionals. The company develops platform for hiring and freelancing purposes and connects businesses with AI-enabled talent across every on-demand work type, including freelance, agency, fractional, and payrolled. The business generates revenue from Talent and Clients across the USA, India, Pakistan, the Philippines and the rest of the world. Maximum revenue of the company is derived from Talent segment.
61GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.50
Price
€12.46
GF Value