SMCP (STU:SFC) Net Debt Paydown Yield % : 35.50% (As of Jul. 23, 2026) — 96% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:SFC SMCP SA STU:SFC
68 GF Score
Price €5.23
GF Value €3.58
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is SMCP Net Debt Paydown Yield %?

SMCP STU:SFC +0.48% 68 Net Debt Paydown Yield % is 35.50% as of Jul. 23, 2026, which is 96% above its 10-year median of 18.14. GuruFocus rates STU:SFC with a GF Score™ of 68/100 and a GF Value™ of €3.58 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,047 Retail - Cyclical companies, SMCP ranks better than 93.79% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, SMCP's Net Debt Paydown Yield % was 35.50%.


SMCP  (STU:SFC) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


SMCP Net Debt Paydown Yield % Related Terms


SMCP Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for SMCP's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SMCP Net Debt Paydown Yield % Chart

SMCP Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.91 21.52 18.14 1.05 30.13

SMCP Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.14 1.89 1.05 24.12 30.13

STU:SFC vs TJX, ROST, BURL: Net Debt Paydown Yield % Comparison

For the Apparel Retail subindustry, SMCP's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SMCP Net Debt Paydown Yield % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, SMCP's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where SMCP's Net Debt Paydown Yield % falls into.


STU:SFC
68GF Score
SMCP SA STU:SFC
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SMCP Net Debt Paydown Yield % Calculation

SMCP's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 736.85-589.6 )/484.86221
=30.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 35.50% mean?
SMCP (STU:SFC) has a Net Debt Paydown Yield % of 35.50% as of Jul. 23, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on SMCP and its competitors. This is 96% above median its historical median of 18.14. According to the industry distribution chart, SMCP ranks #65 out of 1047 companies in the Retail - Cyclical industry, placing it in the top 6.2%.
Is SMCP's Net Debt Paydown Yield % too high?
SMCP's current Net Debt Paydown Yield % of 35.50% is 96% above median its 10-year median of 18.14. Based on the distribution chart, SMCP ranks #65 out of 1047 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, SMCP has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SMCP's Net Debt Paydown Yield % compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, SMCP ranks #65 out of 1047 companies for Net Debt Paydown Yield %. This places SMCP in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Retail - Cyclical company?
A good Net Debt Paydown Yield % depends on the Retail - Cyclical industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on SMCP and its competitors. SMCP's current Net Debt Paydown Yield % is 35.50%, which is 96% above median its own 10-year median of 18.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SMCP stock overvalued right now?
Based on GuruFocus' analysis, SMCP (STU:SFC) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.58, compared to a current price of €5.23 — trading 45.9% above its estimated fair value. The current Net Debt Paydown Yield % is 35.50%, which is 96% above median its 10-year median of 18.14. SMCP's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For SMCP (STU:SFC), the current Net Debt Paydown Yield % is 35.50% as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SMCP (STU:SFC) Overvalued in 2026?

Based on GuruFocus' analysis, SMCP stock appears to be overvalued. The current stock price of €5.23 is trading 45.9% above its estimated GF Value™ of €3.58. GuruFocus considers SMCP to be Significantly Overvalued.

Key valuation signals for STU:SFC:

  • Net Debt Paydown Yield %: 35.50% (96% above median its 10-year median of 18.14)
  • GF Value™: €3.58 vs. price of €5.23 (45.9% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the STU:SFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SMCP Business Description

Other Exchanges SMCPp:UK0RVA:UKSMCP:France
Address 49, Rue Etienne Marcel, Paris, FRA, 75001
SMCP SA is an international apparel and accessories retail group. The company's products include womenswear, menswear, and accessories, which are sold through a network of points of sale and websites under four brands: Sandro, Maje, Claudie Pierlot, and Fursac. It generates maximum revenue from the Sandro segment.
68GF Score

Get the complete analysis for STU:SFC

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.23
Price
€3.58
GF Value