Adobe (XSWX:ADBE) Net Debt Paydown Yield % : -0.50% (As of Jul. 06, 2026)


XSWX:ADBE Adobe Inc XSWX:ADBE
86 GF Score
Price CHF174.62
GF Value CHF436.83
Valuation Significantly Undervalued
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What is Adobe Net Debt Paydown Yield %?

Adobe XSWX:ADBE +0.51% 86 Net Debt Paydown Yield % is -0.50% as of Jul. 06, 2026. GuruFocus rates XSWX:ADBE with a GF Score™ of 86/100 and a GF Value™ of CHF436.83 (Significantly Undervalued). Among 2,474 Software companies, Adobe ranks worse than 59.74% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Adobe's Net Debt Paydown Yield % was -0.50%.


Adobe  (XSWX:ADBE) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Adobe Net Debt Paydown Yield % Related Terms


Adobe Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Adobe's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adobe Net Debt Paydown Yield % Chart

Adobe Annual Data
Trend Nov16 Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.03 0.20 -0.65 -0.78

Adobe Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.97 -0.92 -0.78 -0.40 -0.42

XSWX:ADBE vs DDOG, SNOW, INTU: Net Debt Paydown Yield % Comparison

For the Software - Application subindustry, Adobe's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adobe Net Debt Paydown Yield % vs Software Industry

For the Software industry and Technology sector, Adobe's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Adobe's Net Debt Paydown Yield % falls into.


XSWX:ADBE
86GF Score
Adobe Inc XSWX:ADBE
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Adobe Net Debt Paydown Yield % Calculation

Adobe's Net Debt Paydown Yield % for the quarter that ended in May. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 5481.17-5342.36 )/75574.59
=0.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -0.50% mean?
Adobe (XSWX:ADBE) has a Net Debt Paydown Yield % of -0.50% as of Jul. 06, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Adobe and its competitors. According to the industry distribution chart, Adobe ranks #1478 out of 2474 companies in the Software industry, placing it in the top 59.7%.
Is Adobe's Net Debt Paydown Yield % too high?
Adobe's current Net Debt Paydown Yield % is -0.50%. Based on the distribution chart, Adobe ranks #1478 out of 2474 companies in the Software industry, which is below the industry midpoint. Overall, Adobe has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Adobe's Net Debt Paydown Yield % compare to DDOG and SNOW?
According to the Software industry distribution chart, Adobe ranks #1478 out of 2474 companies for Net Debt Paydown Yield %. This places Adobe in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Software company?
A good Net Debt Paydown Yield % depends on the Software industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Adobe and its competitors. Adobe's current Net Debt Paydown Yield % is -0.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adobe stock overvalued right now?
Based on GuruFocus' analysis, Adobe (XSWX:ADBE) is currently considered Significantly Undervalued. The stock's GF Value™ is CHF436.83, compared to a current price of CHF174.62 — trading 60% below its estimated fair value. The current Net Debt Paydown Yield % is -0.50%. Adobe's overall GF Score™ is 86/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Adobe (XSWX:ADBE), the current Net Debt Paydown Yield % is -0.50% as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adobe (XSWX:ADBE) Overvalued in 2026?

Based on GuruFocus' analysis, Adobe stock appears to be undervalued. The current stock price of CHF174.62 is trading 60% below its estimated GF Value™ of CHF436.83. GuruFocus considers Adobe to be Significantly Undervalued.

Key valuation signals for XSWX:ADBE:

  • Net Debt Paydown Yield %: -0.50%
  • GF Value™: CHF436.83 vs. price of CHF174.62 (60% below fair value)
  • GF Score™: 86/100

No single metric tells the full story. See the XSWX:ADBE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Adobe Business Description

Address 345 Park Avenue, San Jose, CA, USA, 95110-2704
Adobe provides content creation, document management, and digital marketing and advertising software and services to creative professionals and marketers for creating, managing, delivering, measuring, optimizing, and engaging with compelling content multiple operating systems, devices, and media. The company operates with three segments: digital media content creation, digital experience for marketing solutions, and publishing for legacy products (less than 5% of revenue).
86GF Score

Get the complete analysis for XSWX:ADBE

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF174.62
Price
CHF436.83
GF Value