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Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. BRB Banco de Brasilia's Net Income for the
six
months ended in Jun. 2025 was R$510 Mil. Its Net Income for the trailing twelve months (TTM) ended in Jun. 2025 was R$814 Mil.
BRB Banco de Brasilia (BSP:BSLI3) Net Income Explanation
Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:
BRB Banco de Brasilia's Earnings per Share (Diluted) (EPS) for the quarter that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
EPS is most useful for companies that have:
A predictable business
Consistent accounting methods
And few restructurings
The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.
Be Aware
Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.
Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.
If net earnings is less than 10%, likely to be in a highly competitive business.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.
Net Income for the trailing twelve months (TTM) ended in Jun. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R$814 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BRB Banco de Brasilia (BSP:BSLI3) has a Net Income of R$814 Mil as of Jun. 2025. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on BRB Banco de Brasilia and its competitors.
Is BRB Banco de Brasilia's Net Income too high?
BRB Banco de Brasilia's current Net Income is R$814 Mil. Overall, BRB Banco de Brasilia has a GF Score™ of 46/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BRB Banco de Brasilia's Net Income compare to competitors?
BRB Banco de Brasilia's Net Income of R$814 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on BRB Banco de Brasilia and its competitors. BRB Banco de Brasilia's current Net Income is R$814 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRB Banco de Brasilia stock overvalued right now?
Based on GuruFocus' analysis, BRB Banco de Brasilia (BSP:BSLI3) is currently considered Significantly Undervalued. The stock's GF Value™ is R$14.55, compared to a current price of R$2.60 — trading 82.1% below its estimated fair value. The current Net Income is R$814 Mil. BRB Banco de Brasilia's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For BRB Banco de Brasilia (BSP:BSLI3), the current Net Income is R$814 Mil as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BRB Banco de Brasilia (BSP:BSLI3) Overvalued in 2026?
Based on GuruFocus' analysis, BRB Banco de Brasilia stock appears to be undervalued.
The current stock price of R$2.60 is trading 82.1% below its estimated GF Value™ of R$14.55.
GuruFocus considers BRB Banco de Brasilia to be Significantly Undervalued.
Key valuation signals for BSP:BSLI3:
Net Income: R$814 Mil
GF Value™: R$14.55 vs. price of R$2.60 (82.1% below fair value)
No single metric tells the full story. See the BSP:BSLI3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BRB Banco de Brasilia SA provides commercial banking products and solutions to individuals and corporates. The company offers current accounts, loans and financing facilities, investment products, and debit and prepaid cards. It also offers insurance products, such as company, car, residence, life, and condominium insurance.
46GF Score
Get the complete analysis for BSP:BSLI3
Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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