Pareto Bank ASA (FRA:8PB) Net Income: €34.4 Mil (TTM As of Jun. 2026)

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FRA:8PB Pareto Bank ASA FRA:8PB
61 GF Score
Price €5.60
GF Value €6.11
! 5 Warning Signs
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What is Pareto Bank ASA Net Income?

Pareto Bank ASA FRA:8PB +0.18% 61 Net Income is €34.4 Mil as of Jun. 2026. GuruFocus rates FRA:8PB with a GF Score™ of 61/100 and a GF Value™ of €6.11. The stock has 5 warning signs investors should review.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Pareto Bank ASA's Net Income for the three months ended in Jun. 2026 was €3.3 Mil. Its Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was €34.4 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. Pareto Bank ASA's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was €0.04.


Pareto Bank ASA  (FRA:8PB) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

Pareto Bank ASA's Earnings per Share (Diluted) (EPS) for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Pareto Bank ASA Net Income Related Terms


Pareto Bank ASA Net Income Historical Data

* Premium members only.

The historical data trend for Pareto Bank ASA's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pareto Bank ASA Net Income Chart

Pareto Bank ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.72 53.08 49.24 54.20 52.72

Pareto Bank ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.31 15.15 9.04 6.87 3.34
FRA:8PB
61GF Score
Pareto Bank ASA FRA:8PB
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Pareto Bank ASA Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

Pareto Bank ASA's Net Income for the fiscal year that ended in Dec. 2025 is calculated as

Net Income(A: Dec. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=74.614+-17.527+0+-4.366
=52.7

Pareto Bank ASA's Net Income for the quarter that ended in Jun. 2026 is calculated as

Net Income(Q: Jun. 2026 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=4.07+-0.731+0+-4.4408920985006E-16
=3.3

Net Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €34.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of €34.4 Mil mean?
Pareto Bank ASA (FRA:8PB) has a Net Income of €34.4 Mil as of Jun. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Pareto Bank ASA and its competitors.
Is Pareto Bank ASA's Net Income too high?
Pareto Bank ASA's current Net Income is €34.4 Mil. Overall, Pareto Bank ASA has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Pareto Bank ASA's Net Income compare to competitors?
Pareto Bank ASA's Net Income of €34.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Pareto Bank ASA and its competitors. Pareto Bank ASA's current Net Income is €34.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pareto Bank ASA stock overvalued right now?
Pareto Bank ASA (FRA:8PB) has a current Net Income of €34.4 Mil. The stock's GF Value™ is €6.11, compared to a current price of €5.60 — trading 8.3% below its estimated fair value. The current Net Income is €34.4 Mil. Pareto Bank ASA's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Pareto Bank ASA (FRA:8PB), the current Net Income is €34.4 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pareto Bank ASA (FRA:8PB) Overvalued in 2026?

Based on GuruFocus' analysis, Pareto Bank ASA stock appears to be undervalued. The current stock price of €5.60 is trading 8.3% below its estimated GF Value™ of €6.11.

Key valuation signals for FRA:8PB:

  • Net Income: €34.4 Mil
  • GF Value™: €6.11 vs. price of €5.60 (8.3% below fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the FRA:8PB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pareto Bank ASA Business Description

Address Dronning Mauds gate 3, P.O. Box 1823, Vika, Oslo, NOR, 0123
Pareto Bank ASA operates as a commercial bank in Norway. It offers diversified financial services including accepting deposits, financing of construction and rehabilitation of housing, financing solutions for companies, owners and investors, financing of shipping and offshore projects, banking. The bank also offers credit cards and online banking.
61GF Score

Get the complete analysis for FRA:8PB

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.60
Price
€6.11
GF Value