Petron (PHS:PCOR) Net Interest Income: ₱-16,302 Mil (TTM As of Mar. 2026)

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PHS:PCOR Petron Corp PHS:PCOR
90 GF Score
Price ₱2.47
GF Value ₱3.08
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Petron Net Interest Income?

Petron PHS:PCOR -1.20% 90 Net Interest Income is ₱-16,302 Mil as of Mar. 2026. GuruFocus rates PHS:PCOR with a GF Score™ of 90/100 and a GF Value™ of ₱3.08 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. Petron's net interest income for the three months ended in Mar. 2026 was ₱-3,357 Mil. Its net interest income for the trailing twelve months (TTM) ended in Mar. 2026 was ₱-16,302 Mil.

Petron Net Interest Income Related Terms

Petron Net Interest Income Historical Data

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The historical data trend for Petron's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Petron Net Interest Income Chart

Petron Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only -9,192.00 -11,980.00 -17,585.00 -19,553.00 -17,467.00

Petron Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4,522.00 -4,311.00 -4,428.00 -4,206.00 -3,357.00
PHS:PCOR
90GF Score
Petron Corp PHS:PCOR
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Petron Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱-16,302 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of ₱-16,302 Mil mean?
Petron (PHS:PCOR) has a Net Interest Income of ₱-16,302 Mil as of Mar. 2026.
Is Petron's Net Interest Income too high?
Petron's current Net Interest Income is ₱-16,302 Mil. Overall, Petron has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Petron's Net Interest Income compare to VLO and MPC?
Petron's Net Interest Income of ₱-16,302 Mil can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for an Oil & Gas company?
A good Net Interest Income depends on the Oil & Gas industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. Petron's current Net Interest Income is ₱-16,302 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Petron stock overvalued right now?
Based on GuruFocus' analysis, Petron (PHS:PCOR) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱3.08, compared to a current price of ₱2.47 — trading 19.8% below its estimated fair value. The current Net Interest Income is ₱-16,302 Mil. Petron's overall GF Score™ is 90/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For Petron (PHS:PCOR), the current Net Interest Income is ₱-16,302 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Petron (PHS:PCOR) Overvalued in 2026?

Based on GuruFocus' analysis, Petron stock appears to be undervalued. The current stock price of ₱2.47 is trading 19.8% below its estimated GF Value™ of ₱3.08. GuruFocus considers Petron to be Modestly Undervalued.

Key valuation signals for PHS:PCOR:

  • Net Interest Income: ₱-16,302 Mil
  • GF Value™: ₱3.08 vs. price of ₱2.47 (19.8% below fair value)
  • GF Score™: 90/100 with 3 warning signs

No single metric tells the full story. See the PHS:PCOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Petron Business Description

Industry EnergyOil & Gas
Other Exchanges PRF3B.PFD:Philippines
Address 40 San Miguel Avenue, SMC Head Office Complex, Mandaluyong City, PHL, 1550
Petron Corporation is the only oil refining and the marketing company in the Philippines. Its refinery processes crude oil into a full range of world-class petroleum products including diesel, gasoline, jet fuel, liquefied petroleum gas (LPG), kerosene, and petrochemicals. The company's sources are Sales of petroleum and other related products which include gasoline, diesel and kerosene offered to motorists; Sales of fuel, LPG, and lubricants to industrial customers including manufacturing, transportation, aviation, and construction; Sales of LPG and lubricants; Lease of real properties and equipment at the service stations; Export sales of various petroleum and non-fuel products to other countries. It has presence in Local and International also but majority of revenue comes from Local.
90GF Score

Get the complete analysis for PHS:PCOR

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.47
Price
₱3.08
GF Value