Future Generation Global Investment Co (ASX:FGG) Net Interest Margin (Bank Only) %: 0.33% (As of Dec. 2025)


ASX:FGG Future Generation Global Investment Co Ltd ASX:FGG
37 GF Score
Price A$1.69
GF Value A$0.96
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Future Generation Global Investment Co Net Interest Margin (Bank Only) %?

Future Generation Global Investment Co ASX:FGG +0.60% 37 Net Interest Margin (Bank Only) % is 0.33% as of Dec. 2025. GuruFocus rates ASX:FGG with a GF Score™ of 37/100 and a GF Value™ of A$0.96 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Future Generation Global Investment Co's annualized Net Interest Income (for Banks) for the quarter that ended in Dec. 2025 was A$2.08 Mil. Future Generation Global Investment Co's average earning assets for the quarter that ended in Dec. 2025 was A$624.77 Mil. Therefore, Future Generation Global Investment Co's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2025 was 0.33%.


Future Generation Global Investment Co  (ASX:FGG) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Future Generation Global Investment Co Net Interest Margin (Bank Only) % Related Terms


Future Generation Global Investment Co Net Interest Margin (Bank Only) % Historical Data

* Premium members only.

The historical data trend for Future Generation Global Investment Co's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Future Generation Global Investment Co Net Interest Margin (Bank Only) % Chart

Future Generation Global Investment Co Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only 0.00 0.12 0.27 0.12 0.32

Future Generation Global Investment Co Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.23 0.13 0.13 0.31 0.33

ASX:FGG vs BLK, BX, KKR: Net Interest Margin (Bank Only) % Comparison

For the Asset Management subindustry, Future Generation Global Investment Co's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Future Generation Global Investment Co Net Interest Margin (Bank Only) % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Future Generation Global Investment Co's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Future Generation Global Investment Co's Net Interest Margin (Bank Only) % falls into.


ASX:FGG
37GF Score
Future Generation Global Investment Co Ltd ASX:FGG
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Future Generation Global Investment Co Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Future Generation Global Investment Co's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2025 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2024 ) + Earning Assets (A: Dec. 2025 ))/ count )
=2.023/( (657.752 + 621.38)/ 2 )
=2.023/639.566
=0.32 %

where

Earning Assets(A: Dec. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 657.752
=657.752

Earning Assets(A: Dec. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 621.38
=621.38

Future Generation Global Investment Co's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2025 is calculated as

Net Interest Margin (Bank Only) %(Q: Dec. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Jun. 2025 ) + Earning Assets (Q: Dec. 2025 ))/ count )
=2.078/( (628.164 + 621.38)/ 2 )
=2.078/624.772
=0.33 %

where

Earning Assets(Q: Jun. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 628.164
=628.164

Earning Assets(Q: Dec. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 621.38
=621.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Dec. 2025) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of 0.33% mean?
Future Generation Global Investment Co (ASX:FGG) has a Net Interest Margin (Bank Only) % of 0.33% as of Dec. 2025. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Future Generation Global Investment Co and its competitors.
Is Future Generation Global Investment Co's Net Interest Margin (Bank Only) % too high?
Future Generation Global Investment Co's current Net Interest Margin (Bank Only) % is 0.33%. Overall, Future Generation Global Investment Co has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Future Generation Global Investment Co's Net Interest Margin (Bank Only) % compare to BLK and BX?
Future Generation Global Investment Co's Net Interest Margin (Bank Only) % of 0.33% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for an Asset Management company?
A good Net Interest Margin (Bank Only) % depends on the Asset Management industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Future Generation Global Investment Co and its competitors. Future Generation Global Investment Co's current Net Interest Margin (Bank Only) % is 0.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Future Generation Global Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Future Generation Global Investment Co (ASX:FGG) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.96, compared to a current price of A$1.69 — trading 76% above its estimated fair value. The current Net Interest Margin (Bank Only) % is 0.33%. Future Generation Global Investment Co's overall GF Score™ is 37/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Future Generation Global Investment Co (ASX:FGG), the current Net Interest Margin (Bank Only) % is 0.33% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Future Generation Global Investment Co (ASX:FGG) Overvalued in 2026?

Based on GuruFocus' analysis, Future Generation Global Investment Co stock appears to be overvalued. The current stock price of A$1.69 is trading 76% above its estimated GF Value™ of A$0.96. GuruFocus considers Future Generation Global Investment Co to be Significantly Overvalued.

Key valuation signals for ASX:FGG:

  • Net Interest Margin (Bank Only) %: 0.33%
  • GF Value™: A$0.96 vs. price of A$1.69 (76% above fair value)
  • GF Score™: 37/100 with 6 warning signs

No single metric tells the full story. See the ASX:FGG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Future Generation Global Investment Co Business Description

Address 1 Farrer Place, Level 26, Governor Phillip Tower, Sydney, NSW, AUS, 2000
Future Generation Global Investment Co Ltd provides diversified exposure to all over the world equities while also helping to improve the lives of young Australians affected by mental health issues. It is engaged in investing in unlisted unit trusts and deriving income from cash and cash equivalents. The principal activity of the Company is investing in equity fund managers while also investing in organizations promoting wellbeing and preventing mental ill-health in young Australians.
37GF Score

Get the complete analysis for ASX:FGG

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.69
Price
A$0.96
GF Value