BAYZF (Bayer AG) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BAYZF Bayer AG BAYZF
58 GF Score
Price $54.96
GF Value $31.79
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bayer AG Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BAYZF
58GF Score
Bayer AG BAYZF
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bayer AG (BAYZF) Overvalued in 2026?

Based on GuruFocus' analysis, Bayer AG stock appears to be overvalued. The current stock price of $54.96 is trading 72.9% above its estimated GF Value™ of $31.79. GuruFocus considers Bayer AG to be Significantly Overvalued.

Key valuation signals for BAYZF:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $31.79 vs. price of $54.96 (72.9% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the BAYZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bayer AG Business Description

Address Kaiser-Wilhelm-Allee 1, Leverkusen, NW, DEU, 51368
Bayer is a German healthcare and agriculture conglomerate. Healthcare provides close to half of the company's sales and includes pharmaceutical drugs (about 38% of total sales in 2025) as well as vitamins and other consumer healthcare products (13% of total). The firm's crop science business (47% of total) sells seeds, pesticides, herbicides, and fungicides, which was expanded through its 2018 acquisition of Monsanto.
58GF Score

Get the complete analysis for BAYZF

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.96
Price
$31.79
GF Value