Spencers Retail (BOM:542337) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:542337 Spencers Retail Ltd BOM:542337
51 GF Score
Price ₹32.71
GF Value ₹54.83
Valuation Possible Value Trap
! 4 Warning Signs
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What is Spencers Retail Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BOM:542337
51GF Score
Spencers Retail Ltd BOM:542337
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Spencers Retail (BOM:542337) Overvalued in 2026?

Based on GuruFocus' analysis, Spencers Retail stock appears to be undervalued. The current stock price of ₹32.71 is trading 40.3% below its estimated GF Value™ of ₹54.83. GuruFocus considers Spencers Retail to be Possible Value Trap.

Key valuation signals for BOM:542337:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹54.83 vs. price of ₹32.71 (40.3% below fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the BOM:542337 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Spencers Retail Business Description

Other Exchanges SPENCERS:India
Address 2/4, Judges Court Road, RPSG House, Kolkata, WB, IND, 700027
Spencers Retail Ltd is engaged in the retailing of goods and caters to the domestic market. The company is engaged in developing, conducting, investing, and promoting organized retail and operates departmental stores. The company provides a wide across categories such as food, personal care, fashion, home essentials, electrical, and electronics while its specialty section covers Spencer's gourmet, patisserie, wine, and liquor. The group operates only in India.
51GF Score

Get the complete analysis for BOM:542337

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹32.71
Price
₹54.83
GF Value