AutoZone (BSP:AZOI34) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:AZOI34 AutoZone Inc BSP:AZOI34
85 GF Score
Price R$69.36
GF Value R$85.22
Valuation Modestly Undervalued
! 3 Warning Signs
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What is AutoZone Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BSP:AZOI34
85GF Score
AutoZone Inc BSP:AZOI34
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is AutoZone (BSP:AZOI34) Overvalued in 2026?

Based on GuruFocus' analysis, AutoZone stock appears to be undervalued. The current stock price of R$69.36 is trading 18.6% below its estimated GF Value™ of R$85.22. GuruFocus considers AutoZone to be Modestly Undervalued.

Key valuation signals for BSP:AZOI34:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: R$85.22 vs. price of R$69.36 (18.6% below fair value)
  • GF Score™: 85/100 with 3 warning signs

No single metric tells the full story. See the BSP:AZOI34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AutoZone Business Description

Address 123 South Front Street, Memphis, TN, USA, 38103
Founded in 1979, AutoZone is the largest US-based retailer of aftermarket automotive parts and accessories, operating over 7,600 stores and generating roughly $18.9 billion in fiscal 2025 sales. Beyond its primary home market (88% of total revenue), the company also maintains a growing presence in Mexico and Brazil. AutoZone caters to two core customer segments: do-it-yourself, which account for about 69% of its domestic sales, and commercial do-it-for-me customers, which represent the remaining 31%.
85GF Score

Get the complete analysis for BSP:AZOI34

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$69.36
Price
R$85.22
GF Value