Cummins (BSP:C1MI34) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:C1MI34 Cummins Inc BSP:C1MI34
69 GF Score
Price R$850.86
GF Value R$419.61
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Cummins Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BSP:C1MI34
69GF Score
Cummins Inc BSP:C1MI34
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Cummins (BSP:C1MI34) Overvalued in 2026?

Based on GuruFocus' analysis, Cummins stock appears to be overvalued. The current stock price of R$850.86 is trading 102.8% above its estimated GF Value™ of R$419.61. GuruFocus considers Cummins to be Significantly Overvalued.

Key valuation signals for BSP:C1MI34:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: R$419.61 vs. price of R$850.86 (102.8% above fair value)
  • GF Score™: 69/100 with 9 warning signs

No single metric tells the full story. See the BSP:C1MI34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cummins Business Description

Address 500 Jackson Street, Box 3005, Columbus, IN, USA, 47202-3005
Cummins is a leading manufacturer of diesel and other engines used in heavy- and medium-duty commercial trucks, off-highway equipment, and locomotives, in addition to prime power and standby generators. The company also sells powertrain components, which include filtration products, transmissions, turbochargers, aftertreatment systems, and fuel systems. Sales are approximately 60% US and Canada and 40% rest of the world. Much of Cummins' foreign sales (China, India, and so forth) are through joint ventures. The company operates 650 distributors and over 19,000 dealer locations across 190 countries. Cummins' business model is unique as it competes with many of its heavy-duty truck manufacturer customers, which also make their own engines.
69GF Score

Get the complete analysis for BSP:C1MI34

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$850.86
Price
R$419.61
GF Value