Cerence (BSP:C2RN34) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:C2RN34 Cerence Inc BSP:C2RN34
42 GF Score
Price R$12.68
GF Value R$18.02
Valuation Possible Value Trap
! 2 Warning Signs
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What is Cerence Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BSP:C2RN34
42GF Score
Cerence Inc BSP:C2RN34
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Cerence (BSP:C2RN34) Overvalued in 2026?

Based on GuruFocus' analysis, Cerence stock appears to be undervalued. The current stock price of R$12.68 is trading 29.6% below its estimated GF Value™ of R$18.02. GuruFocus considers Cerence to be Possible Value Trap.

Key valuation signals for BSP:C2RN34:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: R$18.02 vs. price of R$12.68 (29.6% below fair value)
  • GF Score™: 42/100 with 2 warning signs

No single metric tells the full story. See the BSP:C2RN34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cerence Business Description

Address 25 Mall Road, Suite 416, Burlington, MA, USA, 01803
Cerence Inc is a United States-based software company. It is involved in developing mobility-based solutions for drivers and their cars. The customers include all automobile original equipment manufacturers, or OEMs, or their tier 1 suppliers. The company's revenue is generated by selling software licenses and cloud-connected services. Geographically, it derives a majority of its revenue from the United States and also has a presence in Other Americas; Germany; Other Europe, the Middle East, Africa; Japan, and Other Asia-Pacific.
42GF Score

Get the complete analysis for BSP:C2RN34

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$12.68
Price
R$18.02
GF Value