Technos (BSP:TECN3) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:TECN3 Technos SA BSP:TECN3
75 GF Score
Price R$9.81
GF Value R$7.85
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Technos Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BSP:TECN3
75GF Score
Technos SA BSP:TECN3
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Technos (BSP:TECN3) Overvalued in 2026?

Based on GuruFocus' analysis, Technos stock appears to be overvalued. The current stock price of R$9.81 is trading 25% above its estimated GF Value™ of R$7.85. GuruFocus considers Technos to be Modestly Overvalued.

Key valuation signals for BSP:TECN3:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: R$7.85 vs. price of R$9.81 (25% above fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the BSP:TECN3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Technos Business Description

Address Avenida das Americas No. 3443, Room 101, Block 4, Barra da Tijuca, Rio de Janeiro, RJ, BRA, 22631003
Technos SA is primarily engaged in the manufacture and marketing of watches. The company produces and sells watches to middle class under brand name Technos, Mormii and Seiko. It acquired the rights to distribute and use the Timex brand exclusively throughout the national territory. In addition, the company also distribute brand name called Allora and Touch in the fashion segment. It derives most of its revenues from the sale of the watches and yarn and has operations spread across Brazil.
75GF Score

Get the complete analysis for BSP:TECN3

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$9.81
Price
R$7.85
GF Value