MercadoLibre (BUE:MELI) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BUE:MELI MercadoLibre Inc BUE:MELI
80 GF Score
Price ARS24,300.00
GF Value ARS46,709.04
Valuation Significantly Undervalued
! 3 Warning Signs
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What is MercadoLibre Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BUE:MELI
80GF Score
MercadoLibre Inc BUE:MELI
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is MercadoLibre (BUE:MELI) Overvalued in 2026?

Based on GuruFocus' analysis, MercadoLibre stock appears to be undervalued. The current stock price of ARS24,300.00 is trading 48% below its estimated GF Value™ of ARS46,709.04. GuruFocus considers MercadoLibre to be Significantly Undervalued.

Key valuation signals for BUE:MELI:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ARS46,709.04 vs. price of ARS24,300.00 (48% below fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the BUE:MELI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MercadoLibre Business Description

Address WTC Free Zone, Dr Luis Bonavita 1294, Of. 1733, Tower II, Montevideo, URY, 11300
MercadoLibre is the largest e-commerce marketplace in Latin America, with more than 120 million unique active buyers and 1 million active sellers at the end of 2025. The company is roughly split between its e-commerce business, which includes its fulfillment and advertising services, and its fintech segment, which comprises its rapidly expanding payment and digital wallet platform (Mercado Pago) and its lending business (Mercado Credito). While the company operates in 18 countries, its primary markets are Brazil, Argentina, and Mexico, which account for more than 95% of its revenue.
80GF Score

Get the complete analysis for BUE:MELI

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS24,300.00
Price
ARS46,709.04
GF Value