BYDDY (BYD Co) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BYDDY BYD Co Ltd BYDDY
92 GF Score
Price $10.58
GF Value $14.93
Valuation Modestly Undervalued
! 5 Warning Signs
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What is BYD Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BYDDY
92GF Score
BYD Co Ltd BYDDY
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is BYD Co (BYDDY) Overvalued in 2026?

Based on GuruFocus' analysis, BYD Co stock appears to be undervalued. The current stock price of $10.58 is trading 29.1% below its estimated GF Value™ of $14.93. GuruFocus considers BYD Co to be Modestly Undervalued.

Key valuation signals for BYDDY:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $14.93 vs. price of $10.58 (29.1% below fair value)
  • GF Score™: 92/100 with 5 warning signs

No single metric tells the full story. See the BYDDY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BYD Co Business Description

Address Unit 505-510, 1 Science Park E Avenue, 5th Floor, Core Building 1E, Pak Shek Kok, Tai Po, HKG
Founded in 1995, BYD is a leading Chinese manufacturer in the design, development, and production of new energy vehicles, or NEVs. In March 2022, the firm discontinued production of internal combustion engine, or ICE, vehicles. Its products primarily target the growing midpriced mass-market segment in China's passenger vehicle market. The company sold about 4.6 million passenger NEVs in 2025, accounting for 30% of the Chinese passenger NEV market. Besides automobile production, the company is also engaged in handset components and assembly services, as well as the rechargeable battery and photovoltaics business. After more than 25 years of development, the company has established over 30 industrial parks worldwide.
92GF Score

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Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.58
Price
$14.93
GF Value