JINS Holdings (FRA:5F3) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:5F3 JINS Holdings Inc FRA:5F3
97 GF Score
Price €32.80
GF Value €36.43
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What is JINS Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:5F3
97GF Score
JINS Holdings Inc FRA:5F3
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is JINS Holdings (FRA:5F3) Overvalued in 2026?

Based on GuruFocus' analysis, JINS Holdings stock appears to be undervalued. The current stock price of €32.80 is trading 10% below its estimated GF Value™ of €36.43.

Key valuation signals for FRA:5F3:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €36.43 vs. price of €32.80 (10% below fair value)
  • GF Score™: 97/100

No single metric tells the full story. See the FRA:5F3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JINS Holdings Business Description

Other Exchanges 3046:Japan
Address 26-4 Kawaramachi 2-chome, Gunma Prefecture, Maebashi, JPN, 371-0046
JINS Holdings Inc is an eyewear retailer that manufactures and sells private-label fashion eyeglasses and sunglasses. It offers prescription eyeglasses and nonprescription fashion or functional eyeglasses. Its inventory is on the shelves, and it charges flat rates with generally no additional charges or options for lens features. Jin has more than 300 stores in Japan as well as locations in China, Taiwan, and the United States. Stores are typically located in high-traffic areas such as shopping centers, malls, and train stations.
97GF Score

Get the complete analysis for FRA:5F3

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€32.80
Price
€36.43
GF Value