Gemfields Group (FRA:5PH) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:5PH Gemfields Group Ltd FRA:5PH
63 GF Score
Price €0.04
GF Value €0.08
! 4 Warning Signs
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What is Gemfields Group Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:5PH
63GF Score
Gemfields Group Ltd FRA:5PH
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Gemfields Group (FRA:5PH) Overvalued in 2026?

Based on GuruFocus' analysis, Gemfields Group stock appears to be undervalued. The current stock price of €0.04 is trading 50% below its estimated GF Value™ of €0.08.

Key valuation signals for FRA:5PH:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €0.08 vs. price of €0.04 (50% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the FRA:5PH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Gemfields Group Business Description

Address St Julian’s Avenue, Royal Chambers, PO Box 186, St Peter Port, GGY, GY1 4HP
Gemfields Group Ltd is a miner of coloured gemstones. The company is the operator and owner of both Kagem Mining Limited (Kagem) in Zambia and Montepuez Ruby Mining (MRM) in Mozambique. In addition, it holds controlling interests in various other gemstone mining and prospecting licences in Zambia, Mozambique, and Madagascar. Its operating segments include Kagem Mining Limited, its emerald and beryl mine, in Zambia, Africa; Montepuez Ruby Mining Limitada, its ruby and corundum mine, in Mozambique, Africa; Development assets comprises exploration activities in Africa and projects in Ethiopia and Madagascar; Corporate, and Others. It derives the majority of the revenue from the Kagem segment.
63GF Score

Get the complete analysis for FRA:5PH

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.04
Price
€0.08
GF Value