Costco Wholesale (FRA:CTO) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:CTO Costco Wholesale Corp FRA:CTO
94 GF Score
Price €785.90
GF Value €890.68
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Costco Wholesale Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:CTO
94GF Score
Costco Wholesale Corp FRA:CTO
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Costco Wholesale (FRA:CTO) Overvalued in 2026?

Based on GuruFocus' analysis, Costco Wholesale stock appears to be undervalued. The current stock price of €785.90 is trading 11.8% below its estimated GF Value™ of €890.68. GuruFocus considers Costco Wholesale to be Modestly Undervalued.

Key valuation signals for FRA:CTO:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €890.68 vs. price of €785.90 (11.8% below fair value)
  • GF Score™: 94/100 with 1 warning sign

No single metric tells the full story. See the FRA:CTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Costco Wholesale Business Description

Address 999 Lake Drive, Issaquah, WA, USA, 98027
Costco Wholesale operates membership warehouses based on the concept that offering low prices on a limited selection of nationally-branded and private-label products across a wide range of categories produces high sales volumes and rapid inventory turnover. At the end of fiscal 2025 it operated 914 warehouses, in the U.S. and Puerto Rico, Canada, Mexico, Japan, the U.K., Korea, Australia, Taiwan, China, Spain, France, Sweden, Iceland, and New Zealand, plus e-commerce sites in eight countries. Warehouses average about 147,000 square feet and carry fewer than 4,000 active SKUs, supplemented by ancillary businesses including gasoline (about 10% of sales), pharmacy, and optical, and by the Kirkland Signature private label. Membership fees, $65 annually for U.S. Gold Star members, are a key profit driver, and the model allows profitable operation at significantly lower gross margins than other retailers.
94GF Score

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Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€785.90
Price
€890.68
GF Value