Equifax (FRA:EFX) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:EFX Equifax Inc FRA:EFX
73 GF Score
Price €145.05
GF Value €251.40
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Equifax Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:EFX
73GF Score
Equifax Inc FRA:EFX
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Equifax (FRA:EFX) Overvalued in 2026?

Based on GuruFocus' analysis, Equifax stock appears to be undervalued. The current stock price of €145.05 is trading 42.3% below its estimated GF Value™ of €251.40. GuruFocus considers Equifax to be Significantly Undervalued.

Key valuation signals for FRA:EFX:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €251.40 vs. price of €145.05 (42.3% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the FRA:EFX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Equifax Business Description

Address 1550 Peachtree Street North West, Atlanta, GA, USA, 30309
Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax's credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders' credit decisions. In addition, about 40% of the firm's revenue comes from Workforce Solutions, which provides income verification and employer human resources services. Equifax generates about 25% of its revenue from outside the United States.
73GF Score

Get the complete analysis for FRA:EFX

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€145.05
Price
€251.40
GF Value