Hera SpA (FRA:HE9) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:HE9 Hera SpA FRA:HE9
83 GF Score
Price €3.89
GF Value €3.20
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Hera SpA Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:HE9
83GF Score
Hera SpA FRA:HE9
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Hera SpA (FRA:HE9) Overvalued in 2026?

Based on GuruFocus' analysis, Hera SpA stock appears to be overvalued. The current stock price of €3.89 is trading 21.5% above its estimated GF Value™ of €3.20. GuruFocus considers Hera SpA to be Modestly Overvalued.

Key valuation signals for FRA:HE9:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €3.20 vs. price of €3.89 (21.5% above fair value)
  • GF Score™: 83/100 with 5 warning signs

No single metric tells the full story. See the FRA:HE9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hera SpA Business Description

Address Viale C. Berti Pichat 2/4, Bologna, ITA, 40127
Hera SpA is an Italian coalescence of municipally owned companies that manages the supply of energy, water and environmental services, as well as public lighting and telecommunications to citizens and businesses. The company operates mainly in Italy in the waste management (waste management and treatment), water (aqueduct, sewerage and purification) and energy (distribution and sale of electricity, gas and energy services) sectors; it also offers services for public lighting and telecommunications.
83GF Score

Get the complete analysis for FRA:HE9

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.89
Price
€3.20
GF Value