Orlen (FRA:PKY1) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:PKY1 Orlen SA FRA:PKY1
54 GF Score
Price €33.43
GF Value €12.01
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Orlen Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:PKY1
54GF Score
Orlen SA FRA:PKY1
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Orlen (FRA:PKY1) Overvalued in 2026?

Based on GuruFocus' analysis, Orlen stock appears to be overvalued. The current stock price of €33.43 is trading 178.3% above its estimated GF Value™ of €12.01. GuruFocus considers Orlen to be Significantly Overvalued.

Key valuation signals for FRA:PKY1:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €12.01 vs. price of €33.43 (178.3% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the FRA:PKY1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Orlen Business Description

Industry EnergyOil & Gas
Address Chemikow 7 Street, Plock, POL, 09-411
Orlen SA is an energy conglomerate that refines and distributes oil in Poland, the Czech Republic, Germany, and Lithuania. Through a group of refineries, it processes crude oil into gasoline, diesel oil, fuel oil, and aviation fuel. The company also produces petrochemicals and products used by chemical companies as feedstock. Additional operations include exploration and production activities in Poland, where it is domiciled, and Canada. Oil products are offered through thousands of service stations, which is supported by logistics infrastructure. This infrastructure includes surface and underground storage depots and a long-distance pipeline network.
54GF Score

Get the complete analysis for FRA:PKY1

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.43
Price
€12.01
GF Value