Sainsbury (J) (FRA:SUY) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:SUY Sainsbury (J) PLC FRA:SUY
72 GF Score
Price €16.60
GF Value €14.01
! 8 Warning Signs
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What is Sainsbury (J) Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:SUY
72GF Score
Sainsbury (J) PLC FRA:SUY
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Sainsbury (J) (FRA:SUY) Overvalued in 2026?

Based on GuruFocus' analysis, Sainsbury (J) stock appears to be overvalued. The current stock price of €16.60 is trading 18.5% above its estimated GF Value™ of €14.01.

Key valuation signals for FRA:SUY:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €14.01 vs. price of €16.60 (18.5% above fair value)
  • GF Score™: 72/100 with 8 warning signs

No single metric tells the full story. See the FRA:SUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sainsbury (J) Business Description

Address 33 Charterhouse Street, London, GBR, EC1M 6HA
Founded in 1869, Sainsbury's is the second-largest UK grocery chain with around 10% market share. It operates around 600 supermarkets and 850 convenience stores in the UK. The company has diversified away from core food by selling clothing, fuel, and other nonfood items. In September 2016, it took a step further into nonfood retailing with the purchase of Home Retail Group, operating the Habitat and Argos chains (general merchandise and electronics stores).
72GF Score

Get the complete analysis for FRA:SUY

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.60
Price
€14.01
GF Value