NIO (HAM:N3I) Net Interest Margin (Bank Only) %


HAM:N3I NIO Inc HAM:N3I
73 GF Score
Price €4.43
GF Value €6.80
! 3 Warning Signs
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What is NIO Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

HAM:N3I
73GF Score
NIO Inc HAM:N3I
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is NIO (HAM:N3I) Overvalued in 2026?

Based on GuruFocus' analysis, NIO stock appears to be undervalued. The current stock price of €4.43 is trading 34.9% below its estimated GF Value™ of €6.80.

Key valuation signals for HAM:N3I:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €6.80 vs. price of €4.43 (34.9% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the HAM:N3I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NIO Business Description

Address No. 1355, Caobao Road, Building 19, Minhang District, Shanghai, CHN
Nio is a leading electric vehicle maker, targeting the premium segment. Founded in November 2014, Nio designs, develops, jointly manufactures, and sells premium smart electric vehicles. The company differentiates itself through continuous technological breakthroughs and innovations, such as battery swapping and autonomous driving. Nio launched its first model, its ES8 seven-seater electric SUV, in December 2017, and began deliveries in June 2018. Its current model portfolio includes midsize to large sedans and SUVs. It sold around 326,000 EVs in 2025, accounting for about 2% of China's passenger new energy vehicle market.
73GF Score

Get the complete analysis for HAM:N3I

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.43
Price
€6.80
GF Value