NRG Energy (HAM:NRA) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HAM:NRA NRG Energy Inc HAM:NRA
78 GF Score
Price €120.40
GF Value €98.88
Valuation Modestly Overvalued
! 9 Warning Signs
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What is NRG Energy Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

HAM:NRA
78GF Score
NRG Energy Inc HAM:NRA
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is NRG Energy (HAM:NRA) Overvalued in 2026?

Based on GuruFocus' analysis, NRG Energy stock appears to be overvalued. The current stock price of €120.40 is trading 21.8% above its estimated GF Value™ of €98.88. GuruFocus considers NRG Energy to be Modestly Overvalued.

Key valuation signals for HAM:NRA:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €98.88 vs. price of €120.40 (21.8% above fair value)
  • GF Score™: 78/100 with 9 warning signs

No single metric tells the full story. See the HAM:NRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NRG Energy Business Description

Address 1301 McKinney Street, Houston, TX, USA, 77010
NRG Energy is one of the largest retail energy providers in the US, with 6 million customers. Vivint Smart Home, which NRG acquired in 2023, has 2 million home-services customers. NRG also is one of the largest US independent power producers, with 26 gigawatts of coal, gas, and oil power generation capacity in Texas and the Eastern US. NRG exited Chapter 11 bankruptcy as a stand-alone entity in December 2003.
78GF Score

Get the complete analysis for HAM:NRA

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€120.40
Price
€98.88
GF Value