SAP SE (HAM:SAP) Net Interest Margin (Bank Only) %


HAM:SAP SAP SE HAM:SAP
76 GF Score
Price €135.80
GF Value €220.19
Valuation Significantly Undervalued
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What is SAP SE Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

HAM:SAP
76GF Score
SAP SE HAM:SAP
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SAP SE (HAM:SAP) Overvalued in 2026?

Based on GuruFocus' analysis, SAP SE stock appears to be undervalued. The current stock price of €135.80 is trading 38.3% below its estimated GF Value™ of €220.19. GuruFocus considers SAP SE to be Significantly Undervalued.

Key valuation signals for HAM:SAP:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €220.19 vs. price of €135.80 (38.3% below fair value)
  • GF Score™: 76/100

No single metric tells the full story. See the HAM:SAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SAP SE Business Description

Address Dietmar-Hopp-Allee 16, Walldorf, BW, DEU, 69190
Founded in Germany in 1972 by former IBM employees, SAP is the world's largest provider of enterprise application software. Known as the leader in enterprise resource planning software, SAP's portfolio also includes software for supply chain management, procurement, travel and expense management, and customer relationship management, among others. The company operates in more than 180 countries and has more than 400,000 customers, approximately 80% of which are small to medium-size enterprises.
76GF Score

Get the complete analysis for HAM:SAP

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€135.80
Price
€220.19
GF Value