HBAUF (HORNBACH Baumarkt AG) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HBAUF HORNBACH Baumarkt AG HBAUF
72 GF Score
Price $25.94
GF Value $21.42
! 7 Warning Signs
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What is HORNBACH Baumarkt AG Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

HBAUF
72GF Score
HORNBACH Baumarkt AG HBAUF
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is HORNBACH Baumarkt AG (HBAUF) Overvalued in 2026?

Based on GuruFocus' analysis, HORNBACH Baumarkt AG stock appears to be overvalued. The current stock price of $25.94 is trading 21.1% above its estimated GF Value™ of $21.42.

Key valuation signals for HBAUF:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $21.42 vs. price of $25.94 (21.1% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the HBAUF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HORNBACH Baumarkt AG Business Description

Other Exchanges HBM:Germany
Address Hornbachstrasse, Pfalz, Bornheim bei Landau, RP, DEU, 76878
HORNBACH Baumarkt AG is a German company that operates megastores and offers do-it-yourself (DIY), home improvement, and gardening products. The company also operates in other European countries, including Austria, the Netherlands, the Czech Republic, Switzerland, and Romania. The company conducts its activities through its Retail and Real estate segments. The Retail segment operates DIY megastores and garden centers, while the Real estate segment focuses on retail properties. The stores' product range includes hardware/electrical, paint/wallpaper/flooring, construction materials, sanitary tiles, and garden products. The majority of the company's sales are derived from its retail segment.
72GF Score

Get the complete analysis for HBAUF

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.94
Price
$21.42
GF Value