HIX (Western Asset Highome Fund II) Net Interest Margin (Bank Only) %: 5,469.97% (As of Apr. 2026)


HIX Western Asset High Income Fund II Inc HIX
31 GF Score
Price $3.92
! 5 Warning Signs
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What is Western Asset Highome Fund II Net Interest Margin (Bank Only) %?

Western Asset Highome Fund II HIX -0.25% 31 Net Interest Margin (Bank Only) % is 5,469.97% as of Apr. 2026. GuruFocus rates HIX with a GF Score™ of 31/100. The stock has 5 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Western Asset Highome Fund II's annualized Net Interest Income (for Banks) for the quarter that ended in Apr. 2026 was $39.79 Mil. Western Asset Highome Fund II's average earning assets for the quarter that ended in Apr. 2026 was $0.73 Mil. Therefore, Western Asset Highome Fund II's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Apr. 2026 was 5,469.97%.


Western Asset Highome Fund II  (NYSE:HIX) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Western Asset Highome Fund II Net Interest Margin (Bank Only) % Related Terms


Western Asset Highome Fund II Net Interest Margin (Bank Only) % Historical Data

* Premium members only.

The historical data trend for Western Asset Highome Fund II's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Western Asset Highome Fund II Net Interest Margin (Bank Only) % Chart

Western Asset Highome Fund II Annual Data
Trend Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only 6,621.01 4,587.04 3,338.95 4,330.42 5,452.08

Western Asset Highome Fund II Semi-Annual Data
Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19,301.08 4,228.98 4,119.79 4,143.18 5,469.97

HIX vs SSSS, JGH, ALTI: Net Interest Margin (Bank Only) % Comparison

For the Asset Management subindustry, Western Asset Highome Fund II's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Western Asset Highome Fund II Net Interest Margin (Bank Only) % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Western Asset Highome Fund II's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Western Asset Highome Fund II's Net Interest Margin (Bank Only) % falls into.


HIX
31GF Score
Western Asset High Income Fund II Inc HIX
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Western Asset Highome Fund II Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Western Asset Highome Fund II's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Apr. 2026 is calculated as

Net Interest Margin (Bank Only) %(A: Apr. 2026 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Apr. 2025 ) + Earning Assets (A: Apr. 2026 ))/ count )
=39.255/( (0.927 + 0.513)/ 2 )
=39.255/0.72
=5,452.08 %

where

Earning Assets(A: Apr. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0.927 + 0 + 0
=0.927

Earning Assets(A: Apr. 2026 )
=Money Market Investments + Net Loan + Securities & Investments
=0.513 + 0 + 0
=0.513

Western Asset Highome Fund II's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Apr. 2026 is calculated as

Net Interest Margin (Bank Only) %(Q: Apr. 2026 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Oct. 2025 ) + Earning Assets (Q: Apr. 2026 ))/ count )
=39.794/( (0.942 + 0.513)/ 2 )
=39.794/0.7275
=5,469.97 %

where

Earning Assets(Q: Oct. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0.942 + 0 + 0
=0.942

Earning Assets(Q: Apr. 2026 )
=Money Market Investments + Net Loan + Securities & Investments
=0.513 + 0 + 0
=0.513

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Apr. 2026) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of 5,469.97% mean?
Western Asset Highome Fund II (HIX) has a Net Interest Margin (Bank Only) % of 5,469.97% as of Apr. 2026. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Western Asset Highome Fund II and its competitors.
Is Western Asset Highome Fund II's Net Interest Margin (Bank Only) % too high?
Western Asset Highome Fund II's current Net Interest Margin (Bank Only) % is 5,469.97%. Overall, Western Asset Highome Fund II has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Western Asset Highome Fund II's Net Interest Margin (Bank Only) % compare to SSSS and JGH?
Western Asset Highome Fund II's Net Interest Margin (Bank Only) % of 5,469.97% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for an Asset Management company?
A good Net Interest Margin (Bank Only) % depends on the Asset Management industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Western Asset Highome Fund II and its competitors. Western Asset Highome Fund II's current Net Interest Margin (Bank Only) % is 5,469.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Western Asset Highome Fund II stock overvalued right now?
Western Asset Highome Fund II (HIX) has a current Net Interest Margin (Bank Only) % of 5,469.97%. The current Net Interest Margin (Bank Only) % is 5,469.97%. Western Asset Highome Fund II's overall GF Score™ is 31/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Western Asset Highome Fund II (HIX), the current Net Interest Margin (Bank Only) % is 5,469.97% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Western Asset Highome Fund II Business Description

Address One Madison Avenue, 17th Floor, New York, NY, USA, 10010
Western Asset High Income Fund II Inc is a diversified closed-end management investment company. Its investment objective is to maximize current income by investing at least 80% of its net assets and borrowings for investment purposes in high-yield debt securities.
31GF Score

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Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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