Capital Estate (HKSE:00193) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:00193 Capital Estate Ltd HKSE:00193
38 GF Score
Price HK$0.19
GF Value HK$0.17
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Capital Estate Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

HKSE:00193
38GF Score
Capital Estate Ltd HKSE:00193
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Capital Estate (HKSE:00193) Overvalued in 2026?

Based on GuruFocus' analysis, Capital Estate stock appears to be overvalued. The current stock price of HK$0.19 is trading 14.1% above its estimated GF Value™ of HK$0.17. GuruFocus considers Capital Estate to be Modestly Overvalued.

Key valuation signals for HKSE:00193:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: HK$0.17 vs. price of HK$0.19 (14.1% above fair value)
  • GF Score™: 38/100 with 3 warning signs

No single metric tells the full story. See the HKSE:00193 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capital Estate Business Description

Address 30 Harbour Road, 12th Floor, Room 1211-1220, Sun Hung Kai Centre, Wan Chai, Hong Kong, HKG
Capital Estate Ltd is a Hong Kong-based investment holding company. The company operates through three segments: Hotel Operations, which is engaged in hotel businesses and the provision of related services; Financial Investment segment, which is involved in the trading of listed securities and other financial instruments; Property segment, which engages in leasing and sales of properties; and Consumer Finance, which involves the provision of consumer finance services. The majority of its revenue is derived from Consumer finance. Geographically, it generates maximum revenue from Mainland China.
38GF Score

Get the complete analysis for HKSE:00193

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.19
Price
HK$0.17
GF Value