Binjiang Service Group Co (HKSE:03316) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:03316 Binjiang Service Group Co Ltd HKSE:03316
100 GF Score
Price HK$23.68
GF Value HK$29.27
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Binjiang Service Group Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

HKSE:03316
100GF Score
Binjiang Service Group Co Ltd HKSE:03316
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Binjiang Service Group Co (HKSE:03316) Overvalued in 2026?

Based on GuruFocus' analysis, Binjiang Service Group Co stock appears to be undervalued. The current stock price of HK$23.68 is trading 19.1% below its estimated GF Value™ of HK$29.27. GuruFocus considers Binjiang Service Group Co to be Modestly Undervalued.

Key valuation signals for HKSE:03316:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: HK$29.27 vs. price of HK$23.68 (19.1% below fair value)
  • GF Score™: 100/100 with 3 warning signs

No single metric tells the full story. See the HKSE:03316 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Binjiang Service Group Co Business Description

Address No. 189 Fengqi East Road, Xincheng Times Square, 12th Floor, Room 1201-1, Block 1, Building 1, Jianggan District, Hangzhou, CHN
Binjiang Service Group Co Ltd is a property management service provider in China. The Company's business segments are classified into property management services, value-added services to non-property owners and 5S value-added services. Geographically, the company has majority of its operations in China. The company segments: Property management services, Value-added services to non-property owners, 5S valueadded services. The Majority of revenue is from Property management services.
100GF Score

Get the complete analysis for HKSE:03316

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$23.68
Price
HK$29.27
GF Value