China Beststudy Education Group (HKSE:03978) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:03978 China Beststudy Education Group HKSE:03978
75 GF Score
Price HK$2.69
GF Value HK$7.22
Valuation Significantly Undervalued
! 2 Warning Signs
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What is China Beststudy Education Group Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

HKSE:03978
75GF Score
China Beststudy Education Group HKSE:03978
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is China Beststudy Education Group (HKSE:03978) Overvalued in 2026?

Based on GuruFocus' analysis, China Beststudy Education Group stock appears to be undervalued. The current stock price of HK$2.69 is trading 62.7% below its estimated GF Value™ of HK$7.22. GuruFocus considers China Beststudy Education Group to be Significantly Undervalued.

Key valuation signals for HKSE:03978:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: HK$7.22 vs. price of HK$2.69 (62.7% below fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the HKSE:03978 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Beststudy Education Group Business Description

Address 65 Xianlie Middle Road, 11th Floor, Yuexiu District, Guangdong, Guangzhou, CHN
China Beststudy Education Group is an investment holding company. Along with its subsidiaries, it is engaged in providing education-related courses, including full-time revision business (equivalent to full-time test preparation programs), talent education, self-study programs, vocational education, and after-school tutoring programs. It generates maximum revenue from the provision of talent education services. Geographically, the company generates a majority of its revenue from Mainland China.
75GF Score

Get the complete analysis for HKSE:03978

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$2.69
Price
HK$7.22
GF Value