Fineland Living Services Group (HKSE:09978) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:09978 Fineland Living Services Group Ltd HKSE:09978
50 GF Score
Price HK$1.21
GF Value HK$0.06
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Fineland Living Services Group Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

HKSE:09978
50GF Score
Fineland Living Services Group Ltd HKSE:09978
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Fineland Living Services Group (HKSE:09978) Overvalued in 2026?

Based on GuruFocus' analysis, Fineland Living Services Group stock appears to be overvalued. The current stock price of HK$1.21 is trading 1908.3% above its estimated GF Value™ of HK$0.06. GuruFocus considers Fineland Living Services Group to be Significantly Overvalued.

Key valuation signals for HKSE:09978:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: HK$0.06 vs. price of HK$1.21 (1908.3% above fair value)
  • GF Score™: 50/100 with 7 warning signs

No single metric tells the full story. See the HKSE:09978 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fineland Living Services Group Business Description

Address No. 28 Tiyu East Road, Tianhe District, Guangzhou, CHN
Fineland Living Services Group Ltd is principally engaged in providing comprehensive real estate agency services and professional property management services. The company, through its operators in Guangzhou, China, provides real estate agency services in both the primary and secondary property markets. It operates in the business segments of the provision of comprehensive real estate agency services and the provision of professional property management services. The company derives maximum revenue from the provision of professional property management services. The Group's revenue is all derived from the provision of services in the PRC.
50GF Score

Get the complete analysis for HKSE:09978

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.21
Price
HK$0.06
GF Value