Lydia Holding AS (IST:LYDHO) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:LYDHO Lydia Holding AS IST:LYDHO
42 GF Score
Price ₺169.20
GF Value ₺136.36
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Lydia Holding AS Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

IST:LYDHO
42GF Score
Lydia Holding AS IST:LYDHO
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Lydia Holding AS (IST:LYDHO) Overvalued in 2026?

Based on GuruFocus' analysis, Lydia Holding AS stock appears to be overvalued. The current stock price of ₺169.20 is trading 24.1% above its estimated GF Value™ of ₺136.36. GuruFocus considers Lydia Holding AS to be Modestly Overvalued.

Key valuation signals for IST:LYDHO:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₺136.36 vs. price of ₺169.20 (24.1% above fair value)
  • GF Score™: 42/100 with 4 warning signs

No single metric tells the full story. See the IST:LYDHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lydia Holding AS Business Description

Address Levaz?m Mah. Vadi Cad, Zorlu Center No:2 Interior Door No: 141, Istanbul, TUR
Lydia Holding AS is engaged in different activity areas that includes energy, technology, sustainability, logistics, and media.
42GF Score

Get the complete analysis for IST:LYDHO

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺169.20
Price
₺136.36
GF Value