PT NFC Indonesia Tbk (ISX:NFCX) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:NFCX PT NFC Indonesia Tbk ISX:NFCX
68 GF Score
Price Rp1,585.00
GF Value Rp1,243.22
Valuation Modestly Overvalued
! 3 Warning Signs
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What is PT NFC Indonesia Tbk Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

ISX:NFCX
68GF Score
PT NFC Indonesia Tbk ISX:NFCX
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT NFC Indonesia Tbk (ISX:NFCX) Overvalued in 2026?

Based on GuruFocus' analysis, PT NFC Indonesia Tbk stock appears to be overvalued. The current stock price of Rp1,585.00 is trading 27.5% above its estimated GF Value™ of Rp1,243.22. GuruFocus considers PT NFC Indonesia Tbk to be Modestly Overvalued.

Key valuation signals for ISX:NFCX:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: Rp1,243.22 vs. price of Rp1,585.00 (27.5% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the ISX:NFCX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT NFC Indonesia Tbk Business Description

Address Jalan Jenderal Gatot Subroto Kav. 1-3, Mangkuluhur City Lantai 19, Karet Semanggi, Daerah Khusus, Setiabudi, Jakarta Selatan, Jakarta, IDN, 12930
PT NFC Indonesia Tbk specializes in digital customer experience solutions. The company provides complete EV infrastructures from electric motorcycle manufacturing to battery swap stations. The Company also offers marketing platforms which include digital product aggregator, digital cloud advertising, digital wholesale as well as digital content & entertainment. The company's products and services are divided into five segments, namely Digital Product Aggregation, Cloud-Based Digital Advertising, Clean Energy Products and Services, Digital Wholesale, and Content and Entertainment. It derives the majority of revenue from the Digital product aggregator segment.
68GF Score

Get the complete analysis for ISX:NFCX

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,585.00
Price
Rp1,243.22
GF Value