PT SMR Utama Tbk (ISX:SMRU) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:SMRU PT SMR Utama Tbk ISX:SMRU
11 GF Score
Price Rp50.00
GF Value Rp37.23
! 6 Warning Signs
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What is PT SMR Utama Tbk Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

ISX:SMRU
11GF Score
PT SMR Utama Tbk ISX:SMRU
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT SMR Utama Tbk (ISX:SMRU) Overvalued in 2026?

Based on GuruFocus' analysis, PT SMR Utama Tbk stock appears to be overvalued. The current stock price of Rp50.00 is trading 34.3% above its estimated GF Value™ of Rp37.23.

Key valuation signals for ISX:SMRU:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: Rp37.23 vs. price of Rp50.00 (34.3% above fair value)
  • GF Score™: 11/100 with 6 warning signs

No single metric tells the full story. See the ISX:SMRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT SMR Utama Tbk Business Description

Address Jalan Griya Utama, RT.002/ RW.005, Ruko Puri Mutiara A12 & A15, Kelurahan Sunter Agung, Kecamatan Tj. Priok, North Jakarta, Jakarta, IDN, 14350
PT SMR Utama Tbk business activities include mining and quarrying, wholesale trade, and professional, scientific, and technical activities. The Company owns a mining contractor providing mining services under long-term contracts with coal producers, such as PT Berau Coal. The Company carries out coal mining business activities, other mining and excavation support activities, wholesale trade in solid, liquid, and gas fuels and YBDI products, as well as management consulting activities. Its business units comprise Mining Contractor, IOT Consultant Services, and Coal Mining. The company has only one reportable segment, namely mining services. Its projects include Berau Coal Project I, Berau Coal Project II, and others.
11GF Score

Get the complete analysis for ISX:SMRU

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp50.00
Price
Rp37.23
GF Value