Harmony Gold Mining Co (JSE:HAR) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JSE:HAR Harmony Gold Mining Co Ltd JSE:HAR
91 GF Score
Price R248.02
GF Value R285.86
Valuation Modestly Undervalued
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What is Harmony Gold Mining Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

JSE:HAR
91GF Score
Harmony Gold Mining Co Ltd JSE:HAR
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Harmony Gold Mining Co (JSE:HAR) Overvalued in 2026?

Based on GuruFocus' analysis, Harmony Gold Mining Co stock appears to be undervalued. The current stock price of R248.02 is trading 13.2% below its estimated GF Value™ of R285.86. GuruFocus considers Harmony Gold Mining Co to be Modestly Undervalued.

Key valuation signals for JSE:HAR:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: R285.86 vs. price of R248.02 (13.2% below fair value)
  • GF Score™: 91/100

No single metric tells the full story. See the JSE:HAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Harmony Gold Mining Co Business Description

Address Corner Main Reef Road and Ward Avenue, Randfontein Office Park, Randfontein, ZAF, 1759
Harmony Gold Mining Co Ltd is engaged in gold mining and related activities, including exploration, extraction, and processing. The group's primary product is gold bullion, produced at operations in South Africa and Papua New Guinea. Gold byproducts include uranium and silver. Strategic projects such as the Wafi-Golpu Project in the New Guinea Mobile Belt, the Eva Copper Project in the Mt Isa Inlier, Queensland, Australia, and the MAC Copper acquisition position the company as a gold-copper producer. The company operates across South Africa, Papua New Guinea, and Australia.
91GF Score

Get the complete analysis for JSE:HAR

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R248.02
Price
R285.86
GF Value