KKOYY (Kesko Oyj) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KKOYY Kesko Oyj KKOYY
78 GF Score
Price $11.20
GF Value $11.42
Valuation Fairly Valued
! 9 Warning Signs
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What is Kesko Oyj Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

KKOYY
78GF Score
Kesko Oyj KKOYY
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Kesko Oyj (KKOYY) Overvalued in 2026?

Based on GuruFocus' analysis, Kesko Oyj stock appears to be undervalued. The current stock price of $11.20 is trading 1.9% below its estimated GF Value™ of $11.42. GuruFocus considers Kesko Oyj to be Fairly Valued.

Key valuation signals for KKOYY:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $11.42 vs. price of $11.20 (1.9% below fair value)
  • GF Score™: 78/100 with 9 warning signs

No single metric tells the full story. See the KKOYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kesko Oyj Business Description

Address Tyopajankatu 12, Helsinki, FIN, 00580
Kesko Oyj is a Finland-based retail conglomerate that operates in three divisions: Grocery, Building and Technical, and Car. The Grocery segment provides the customers with K-food retailers running their locally tailored stores, acting in a chain business model. Chains include K-Citymarket, K-Supermarket, K-Market, and Neste K. The Building and Technical Sector produces construction materials, leisure athletic goods, and infrastructure tools and operates out of Scandinavia and Eastern Europe, both in digital and brick-and-mortar stores. The Car division acts as an importer and leaser for various European car brands, including Volkswagen, SEAT, Audi, and Porsche as well as a seller of used cars online and in-store. The Grocery segment in Finland produces the maximum revenue.
78GF Score

Get the complete analysis for KKOYY

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.20
Price
$11.42
GF Value