LCTC (Lifeloc Technologies) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LCTC Lifeloc Technologies Inc LCTC
62 GF Score
Price $4.00
GF Value $3.02
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Lifeloc Technologies Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

LCTC
62GF Score
Lifeloc Technologies Inc LCTC
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Lifeloc Technologies (LCTC) Overvalued in 2026?

Based on GuruFocus' analysis, Lifeloc Technologies stock appears to be overvalued. The current stock price of $4.00 is trading 32.5% above its estimated GF Value™ of $3.02. GuruFocus considers Lifeloc Technologies to be Significantly Overvalued.

Key valuation signals for LCTC:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $3.02 vs. price of $4.00 (32.5% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the LCTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lifeloc Technologies Business Description

Address 12441 West 49th Avenue, Wheat Ridge, CO, USA, 80033
Lifeloc Technologies Inc is a developer, manufacturer, and marketer of portable hand-held and fixed station breathalyzers and related accessories, supplies, and education. It offers fuel-cell-based breath alcohol testing equipment and also a line of supplies, accessories, services, and training to support customers' alcohol testing programs. The company operates through one segment. The products of the company include: L series breathalyzers, FC series breathalyzers, Sentinel alcohol system, calibration equipment, impairment goggles, AlcoMark breath testing management software.
62GF Score

Get the complete analysis for LCTC

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.00
Price
$3.02
GF Value